Certificate of Deposit Features Guide
| Interest Rate |
| APY |
3.77% |
| Term Length |
36 Month |
| Minimum Deposit Amount |
$10,000.00 |
| Maximum Deposit Amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$10,000.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Early Withdrawal Penalty |
2% of principal |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
$2.00 |
| Insufficient Funds Fee |
$35.00 |
| Incoming Wires |
$15.00 |
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
× |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• Low minimum deposit to open ($10,000).
• Guaranteed returns.
• Multiple term options.
• Automatic renewal at maturity.
• Free Online & Mobile Banking.
• Penalty may be imposed for early withdrawal of CDs.
Rate History
|
Date
|
APY
|
|
August 20, 2023
|
3.77%
|
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