Savings Account Features Guide
| Interest Rate |
| APY |
3.61% |
| Minimum Deposit Amount |
$1,000.00 |
| Maximum Deposit Amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$100.00 |
| Minimum Balance to Avoid Fees |
$4,000.00 |
| Minimum Required Balance |
$100.00 |
| Fees |
| Monthly Maintenance Fee |
$5.00 |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$30.00 |
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• A minimum balance of $100 is required to open this account.
• An average daily balance of $4000 is required to avoid a $5 monthly maintenance fee.
• There is no balance requirement to obtain the annual percentage yield disclosed.
• The Interest Rate (at which interest is paid on the principal balance) is 0.50% and the Annual Percentage Yield (at which an account would earn interest each year if all interest paid on the account remains in the account) is 0.50%. The Annual Percentage Yield is based on no withdrawal of credited interest and no change in the interest for a full year. The Interest Rate for this account is determined at the discretion of the Bank and may change at any time.
Rate History
|
Date
|
APY
|
|
April 04, 2025
|
3.61%
|
|
April 01, 2024
|
3.77%
|
|
February 20, 2024
|
3.77%
|
|
August 20, 2023
|
3.76%
|
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