12-Month Certificate of Deposit with 4.42% APY
from First Internet Bank Of Indiana


Certificate of Deposit Features Guide



Interest Rate
APY 4.42%
Term Length 12 Month
Minimum deposit amount $1,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $1,000.00
Minimum Balance to Avoid Fees -
Minimum Required Balance -
Fees
Early withdrawal penalty N/A
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $30.00
Incoming Wires N/A
Account Opening
Open Online Yes
Insured by F.D.I.C.
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes


Account Description

• A minimum balance of $1,000 is required to open the Certificate of Deposit.
• No fees..
• Interest will be compounded monthly and credited on the last business day of the month.
• If the account is closed prior to the last day of the month, interest accrued but not credited will be forfeited.
• Interest is calculated by the daily balance method, which applies a periodic rate to the end of day balance in the account each day.
• Interest will begin to accrue no later than the business day we receive provisional credit for the deposit of noncash items (for example, checks) into the account.


Rate History



Date APY
September 25, 2024 4.42%
September 18, 2024 4.84%
August 24, 2024 5.05%
August 7, 2024 5.15%
August 1, 2024 5.26%
March 14, 2024 5.31%
February 20, 2024 5.36%
August 20, 2023 5.35%




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