Certificate of Deposit Features Guide
| Interest Rate | |
| APY | 4.75% |
| Term Length | 48 Month |
| Minimum deposit amount | $1,000.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $1,000.00 |
| Minimum Balance to Avoid Fees | - |
| Minimum Required Balance | $1,000.00 |
| Fees | |
| Early withdrawal penalty | N/A |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | $30.00 |
| Incoming Wires | $15.00 |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
| Statements | |
| Paper Statements | Yes |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
Account Description
• Must deposit $1000.00 to open this account.
• Must maintain a minimum balance of $1000.00 in the account each day to obtain the annual percentage yield.
• Interest will be compounded every day.
• Interest will be credited to the account every month.
• Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity). Penalty may reduce principal.