Certificate of Deposit Features Guide
| Interest Rate | |
| APY | 1.50% |
| Term Length | 12 Month |
| Minimum Deposit Amount | $10,000.00 |
| Maximum Deposit Amount | $24,999.00 |
| Balance Requirements | |
| Minimum Opening Deposit | $1,000.00 |
| Minimum Balance to Avoid Fees | - |
| Minimum Required Balance | $10,000.00 |
| Fees | |
| Early Withdrawal Penalty | 90 days interest |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | $5.00 |
| Insufficient Funds Fee | $34.00 |
| Incoming Wires | $15.00 |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
| Statements | |
| Paper Statements | × |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | × |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | × |
| Online Bill Payments Required | Yes |
Account Description
- CD rates are available to customers with a linked Chase personal checking account.
Rate History
| Date | APY |
|---|---|
| January 24, 2026 | 1.50% |
| October 22, 2025 | 1.75% |
| April 08, 2025 | 2.00% |
| October 17, 2024 | 3.00% |
| October 02, 2024 | 3.25% |
| February 09, 2024 | 2.00% |
Customer Reviews for Chase (1)
Rated 3.00 stars out of 5 - based on 1 reviews
Yello?
September 8, 2022 |
When it comes down to it, Chase is the only branch bank you want to have anything to do with. It has tools, including a mobile app, that blow anything away, and its folks are well-trained to be helpful. I am Private Client but you don't need to be. Everything else is with online banks. I'll love to find a bank that doesn't have exposure to the carbon industry the same way, but I cannot.