Savings Account Features Guide
| Interest Rate | |
| APY | 5.55% |
| Minimum deposit amount | $1.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $1.00 |
| Minimum Balance to Avoid Fees | $1.00 |
| Minimum Required Balance | - |
| Fees | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | N/A |
| Incoming Wires | N/A |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
| Statements | |
| Paper Statements | × |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | × |
| Deposit Checks with Mobile Device | × |
| Free Bill Pay | × |
| Online Bill Payments Required | × |
Account Description
Bank was bailed out by Steven Mnuchin in March 2024 but may still fail. External transfers take at least 3 business days and are limited to $50,000/day and $200,000/month.