Certificate of Deposit Features Guide
| Interest Rate |
| APY |
4.25% |
| Term Length |
12 Month |
| Minimum deposit amount |
$500.00 |
| Maximum deposit amount |
$240,000.00 |
| Balance Requirements |
| Minimum Opening Deposit |
$1,000.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Early withdrawal penalty |
N/A |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$30.00 |
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• Interest rates and Annual Percentage Yields (APY) are subject to change without notice. The APY assumes interest remains on deposit until maturity.
• A penalty may be imposed for early withdrawal on any CD.
• Limited to individual CD accounts with a principal balance of $240,000 or less.
• Minimum balance to open is $1,000.
• Minimum balance to earn stated APY is $500.
• Not Available as an IRA.
Rate History
|
Date
|
APY
|
|
April 4, 2025 |
4.25%
|
|
December 7, 2024 |
4.00%
|
|
October 2, 2024 |
4.20%
|
|
August 16, 2024 |
4.70%
|
|
May 31, 2024 |
5.15%
|
|
March 6, 2024 |
5.00%
|
|
January 5, 2024 |
4.95%
|
|
September 1, 2023 |
5.30%
|
|
August 20, 2023 |
0.05%
|
Customer Reviews for Ablebanking, A Division Of Northeast Bank
There are currently no comments for Ablebanking, A Division Of Northeast Bank. Be the first to share your experience. Please provide comments that will help others.