Certificate of Deposit Features Guide
Interest Rate |
APY |
4.40% |
Term Length |
12 Month |
Minimum deposit amount |
$10,000.00 |
Maximum deposit amount |
N/A |
Balance Requirements |
Minimum Opening Deposit |
$10,000.00 |
Minimum Balance to Avoid Fees |
- |
Minimum Required Balance |
- |
Fees |
Early withdrawal penalty |
270 days interest |
Monthly Maintenance Fee |
N/A |
Foreign ATM Fees |
N/A |
Insufficient Funds Fee |
$35.00 |
Incoming Wires |
N/A
|
Account Opening |
Open Online |
Yes |
Insured by |
F.D.I.C.
|
Statements |
Paper Statements |
Yes |
Online Statements |
Yes |
Online and Telephone Banking |
Online Banking |
Yes |
Telephone Banking |
Yes |
Mobile Banking |
Yes |
Deposit Checks with Mobile Device |
Yes |
Free Bill Pay |
Yes |
Online Bill Payments Required |
Yes |
Account Description
• $10,000 minimum balance
• Interest that compounds daily
& bullet; A safety net - deposits are insured by the FDIC
• Automatic renewals at maturity
Rate History
Date
|
APY
|
October 1, 2024 |
4.40%
|
September 18, 2024 |
4.70%
|
August 16, 2024 |
4.90%
|
August 5, 2024 |
5.10%
|
June 13, 2024 |
5.20%
|
April 19, 2024 |
5.15%
|
March 26, 2024 |
5.20%
|
March 15, 2024 |
5.25%
|
February 23, 2024 |
5.30%
|
January 30, 2024 |
5.37%
|
January 9, 2024 |
5.35%
|
December 27, 2023 |
5.45%
|
December 19, 2023 |
5.55%
|
October 12, 2023 |
5.67%
|
October 3, 2023 |
5.65%
|
September 26, 2023 |
5.60%
|
September 12, 2023 |
5.55%
|
August 20, 2023 |
5.50%
|
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