Certificate of Deposit Features Guide
|Term Length||24 Month|
|Minimum deposit amount||$500.00|
|Maximum deposit amount||N/A|
|Minimum Opening Deposit||$500.00|
|Minimum Balance to Avoid Fees||-|
|Minimum Required Balance||-|
|Early withdrawal penalty||90 days interest|
|Monthly Maintenance Fee||N/A|
|Foreign ATM Fees||N/A|
|Insufficient Funds Fee||N/A|
|Online and Telephone Banking|
|Deposit Checks with Mobile Device||Yes|
|Free Bill Pay||×|
|Online Bill Payments Required||Yes|
• For Certificate of Deposit accounts, the interest rate (Rate) and annual percentage yield (APY) disclosed at account opening is fixed and will not change until the CD renews.
• Any withdrawal of interest prior to maturity will reduce earnings.
• Interest is paid quarterly.