24-Month Certificate of Deposit with 4.50% APY
from Prime Alliance Bank

Certificate of Deposit Features Guide

Interest Rate
APY 4.50%
Term Length 24 Month
Minimum deposit amount $500.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $500.00
Minimum Balance to Avoid Fees -
Minimum Required Balance -
Early withdrawal penalty 90 days interest
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee N/A
Incoming Wires N/A
Account Opening
Open Online Yes
Insured by F.D.I.C.
Paper Statements ×
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay ×
Online Bill Payments Required Yes

Account Description

• For Certificate of Deposit accounts, the interest rate (Rate) and annual percentage yield (APY) disclosed at account opening is fixed and will not change until the CD renews.
• Any withdrawal of interest prior to maturity will reduce earnings.
• Interest is paid quarterly.

Rate History

Date APY
February 9, 2024 4.50%
January 12, 2024 4.90%
November 10, 2023 5.25%
October 6, 2023 5.50%
August 18, 2023 5.25%

Customer Reviews for Prime Alliance Bank (4)

Rated 3.50 stars out of 5 - based on 4 reviews
  • And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah?

  • This bank only pays interest quarterly. I am not sure what this means, other than that I need to remember to close the account whenever I do close it on Jan 1, April 1, July 1 or Oct 1. Not sure if there are other considerations, but it is unusual and makes me uncomfortable. No other issues so far.

  • They almost made this too easy to open.

  • Easy opening and funding. Did not need to speak to anyone.

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