12-Month Certificate of Deposit with 4.50% APY
from Quontic Bank

Certificate of Deposit Features Guide

Interest Rate
APY 4.50%
Term Length 12 Month
Minimum deposit amount $500.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $500.00
Minimum Balance to Avoid Fees -
Minimum Required Balance -
Early withdrawal penalty One Year of Interest
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $35.00
Incoming Wires $10.00
Account Opening
Open Online Yes
Insured by F.D.I.C.
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes

Account Description

• The minimum deposit is $500.
• There is a 10-day grace period during which the principal can be withdrawn without penalty or renew your CD with the same term.
• Early withdrawal penalty equals one year of interest.

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