Savings Account Features Guide
Interest Rate | |
APY | 4.75% |
Minimum deposit amount | $100.00 |
Maximum deposit amount | $149,999.00 |
Balance Requirements | |
Minimum Opening Deposit | $100.00 |
Minimum Balance to Avoid Fees | - |
Minimum Required Balance | - |
Fees | |
Monthly Maintenance Fee | N/A |
Foreign ATM Fees | N/A |
Insufficient Funds Fee | $35.00 |
Incoming Wires | $10.00 |
Account Opening | |
Open Online | Yes |
Insured by | F.D.I.C. |
Statements | |
Paper Statements | Yes |
Online Statements | Yes |
Online and Telephone Banking | |
Online Banking | Yes |
Telephone Banking | Yes |
Mobile Banking | Yes |
Deposit Checks with Mobile Device | Yes |
Free Bill Pay | Yes |
Online Bill Payments Required | Yes |
Account Description
• Minimum opening deposit: $100.
• Zero monthly fees.
• No more than six pre-authorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card and similar transactions from the account per month or statement cycle.
Rate History
Date | APY |
---|---|
November 21, 2024 | 4.75% |
November 24, 2023 | 5.00% |
August 20, 2023 | 4.75% |
Customer Reviews for Quontic Bank (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Eldridge jaw 01
November 27, 2021 |
I tried to open account and was rejected. Called and was treated worse than I could have imagined any bank ever treating anyone. These guys can go to hell.