Savings Account with 4.75% APY
from Synchrony Bank

Savings Account Features Guide

Interest Rate
APY 4.75%
Minimum deposit amount $0.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit -
Minimum Balance to Avoid Fees -
Minimum Required Balance -
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $25.00
Incoming Wires $15.00
Account Opening
Open Online Yes
Insured by F.D.I.C.
Paper Statements ×
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes

Account Description

• Account may be set up for personal trusts.
• Synchrony Bank High Yield Savings or Money Market accounts don’t require a minimum balance or incur service fees. However, if the account is left with a $0 balance for greater than 60 days, it may be subject to closure.
• Interest is compounded daily and credited monthly on the statement date.

Rate History

Date APY
August 20, 2023 4.50%

Customer Reviews for Synchrony Bank (2)

Rated 3.00 stars out of 5 - based on 2 reviews
  • I can’t get a real live person ever! Don’t use them !

  • My card is frozen. I have never missed a payment. Customer service requires extensive ID which I have submitted, they can't find the auth code and I can't resubmit because it's in process. No one can tell me why my card is frozen!!

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