12-Month Certificate of Deposit with 5.50% APY
from Totaldirect, A Division Of City National Bank Of Florida


Certificate of Deposit Features Guide



Interest Rate
APY 5.50%
Term Length 12 Month
Minimum deposit amount $25,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $25,000.00
Minimum Balance to Avoid Fees -
Minimum Required Balance -
Fees
Early withdrawal penalty N/A
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $37.00
Incoming Wires $15.00
Account Opening
Open Online Yes
Insured by F.D.I.C.
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes


Account Description

• A $25,000 minimum deposit is required to open an account and in order to earn the advertised APY.
• The maximum amount allowed per client is $500,000.
• Guaranteed return.
• Automatic Renewal.
• FDIC insurance up to the maximum allowable.
• A penalty fee may be imposed for early withdrawal of CDs.