Savings Account Features Guide
Interest Rate |
APY |
5.26% |
Minimum deposit amount |
$2,500.00 |
Maximum deposit amount |
$250,000.00 |
Balance Requirements |
Minimum Opening Deposit |
$2,500.00 |
Minimum Balance to Avoid Fees |
- |
Minimum Required Balance |
$2,500.00 |
Fees |
Monthly Maintenance Fee |
N/A |
Foreign ATM Fees |
N/A |
Insufficient Funds Fee |
$37.00 |
Incoming Wires |
$15.00 |
Account Opening |
Open Online |
Yes |
Insured by |
F.D.I.C.
|
Statements |
Paper Statements |
Yes |
Online Statements |
Yes |
Online and Telephone Banking |
Online Banking |
Yes |
Telephone Banking |
Yes |
Mobile Banking |
Yes |
Deposit Checks with Mobile Device |
Yes |
Free Bill Pay |
Yes |
Online Bill Payments Required |
Yes |
Account Description
• Minimum amount to open Direct Money Market Deposit Account is $2,500.
• A $2,500 daily balance required to earn the disclosed Annual Percentage Yield (APY).
• No maintenance fee(s).
• Online transfer of funds using the external bank account.
• No transactions allowed by debit/credit card or by check.
• Fees may reduce earnings on the account.
• Unlimited deposit transactions, and up to six withdrawals and transfers per month.
• The maximum amount allowed per client is $500,000.
Rate History
Date
|
APY
|
August 20, 2023 |
5.26%
|
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