Credit Unions | 1st Gateway Credit Union | Branches | Fulton

1st Gateway Credit Union : Fulton

415 10th Ave
Fulton, IL 61252

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1st Gateway Credit Union : Fulton — distance 841.37

Deposit Rates - April 04, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	0.90%	$1,000	-	Compare
12 Mo CD	0.60%	$1,000	-	Compare
18 Mo CD	0.80%	$500	-	Compare
24 Mo CD	0.80%	$500	-	Compare
36 Mo CD	1.00%	$1,000	-	Compare
48 Mo CD	1.15%	$1,000	-	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.20%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.45%	$10,000	$14,999	Compare
Money Market	0.50%	$25,000	$29,999	Compare

FIXED IRA RATES	APY	MIN	MAX
12 Mo FIRA	0.60%	$1,000	-

INT CHECKING RATES	APY	MIN	MAX
Int Ckg	0.15%	$2,500	$3,499

Featured Home Equity Rates in Illinois

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Point Digital Finance
NMLS ID: 1610752 / Updated 2026-04-03

Unlock your home equity. Build your future.

Get up to $600k.
Funding in as few as 5 days.
Flexible rate with up to a 30 year term.
Fast & Easy Online Application

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Achieve Loans
NMLS ID: 1810501 / Updated 2026-04-02

Intro APR: 6.740 %
After Intro:6.740 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Owning.com
NMLS ID: 2611 / Updated 2026-04-03
Equal Housing Lender

Intro APR: 6.820 %
After Intro:6.820 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Rate.com
NMLS ID: 2611 / Updated 2026-04-03
Equal Housing Lender

Intro APR: 6.823 %
After Intro:6.823 %

$25,000

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-03
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-03

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Renofi
NMLS ID: 1802847 / Updated 2026-04-03

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-04-03

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Refi.com
NMLS ID: 1907 / Updated 2026-04-03
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-04-03

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Splash Financial
NMLS ID: 1630038 / Updated 2026-04-03
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Illinois

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

Optimum First Inc
NMLS ID: 240415

5.983%

$1,893 Fees & Points $3,745 Total
0.547 Pts ($1,750)
$1,995 Fees

fill in

Reliant Home Funding, Inc.
NMLS ID: 292473

5.983%

$1,893 Fees & Points $3,739 Total
0.545 Pts ($1,744)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

ProVisor, Inc.
NMLS ID: 1802853

6.112%

$1,919 Fees & Points $3,961 Total
0.866 Pts ($2,771)
$1,190 Fees

Refinance and Refi Cash Out Solutions for Every Homeowner and Veteran

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: MB.6761206

6.124%

$1,945 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.147%

$1,893 Fees & Points $9,478 Total
0.837 Pts ($2,678)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

6.194%

$1,945 Fees & Points $2,342 Total
0.732 Pts ($2,342)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Northpointe Bank
NMLS ID: 447490

6.241%

$1,945 Fees & Points $3,961 Total
0.802 Pts ($2,566)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

PenFed Credit Union
NMLS ID: 401822

6.265%

$1,945 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Refi.com
NMLS ID: 1907
License#: Illinois

6.327%

$1,971 Fees & Points $2,602 Total
0.813 Pts ($2,602)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Filo Mortgage, L.L.C.
NMLS ID: 1928741

6.343%

$1,971 Fees & Points $3,139 Total
0.981 Pts ($3,139)
$0 Fees

FIll in

SoFi
NMLS ID: 696891

6.637%

$2,023 Fees & Points $4,573 Total
0.962 Pts ($3,078)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MB.0006749

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

1st Gateway Credit Union : Fulton

Deposit Rates - April 04, 2026

Featured Home Equity Rates in Illinois

Featured 30-Year Fixed Mortgage Rates in Illinois

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