Credit Unions | Excite Credit Union | Branches | Racine

Excite Credit Union : Racine

237 Racine Dr
Wilmington, NC 28403

Phone 800-232-8669

Your current location is: New York City, NY

Excite Credit Union : Racine — distance 494.69

Deposit Rates - August 19, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	0.50%	$10,000	$14,999	Compare
6 Mo CD	0.50%	$100,000	$199,999	Compare
12 Mo CD	0.75%	$10,000	$14,999	Compare
12 Mo CD	0.75%	$100,000	$199,999	Compare
24 Mo CD	1.00%	$10,000	$14,999	Compare
24 Mo CD	1.00%	$100,000	$199,999	Compare
36 Mo CD	1.10%	$10,000	$14,999	Compare
36 Mo CD	1.10%	$100,000	$199,999	Compare
48 Mo CD	1.20%	$10,000	$14,999	Compare
48 Mo CD	1.20%	$100,000	$199,999	Compare
60 Mo CD	1.30%	$10,000	$14,999	Compare
60 Mo CD	1.30%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.05%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.10%	$2,500	$2,999	Compare
Money Market	0.10%	$10,000	$14,999	Compare
Money Market	0.10%	$25,000	$29,999	Compare

Featured Home Equity Rates in North Carolina

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 6x faster than the industry standard*
Fixed rate on each draw*
No paperwork needed to apply

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-07-10

Intro APR: 6.900 %
After Intro:6.900 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Rate
NMLS ID: 2611 / Updated 2025-08-19

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-08-19

Intro APR: 6.900 %
After Intro:6.900 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-08-19
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-08-19

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18

Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2025-06-20
Equal Housing Lender

Intro APR: 8.500 %
After Intro:8.500 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-08-19

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Achieve Loans
NMLS ID: 1810501 / Updated 2025-05-08

Intro APR: 10.375 %
After Intro:10.375 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 640

Spring EQ
NMLS ID: 1464945 / Updated 2025-08-19

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-08-19
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-08-19

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Upstart
NMLS ID: 2443873 / Updated 2025-08-19

As low as 6.77% APR on your initial draw*

As low as 6.77% APR on your initial draw*
Get your money up to 6x faster than the industry standard*
Fixed rate on each draw*
No paperwork needed to apply

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-08-19
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-08-19

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

New American Funding, LLC
NMLS ID: 6606 / Updated 2025-08-19

Cash-Out and Home Equity Options Available.

Competitive Rates for FICO Scores 580-679
366k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in North Carolina

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Piedmont Financial Services LLC
NMLS ID: 1845138
License#: B-184511

6.297%

$1,971 Fees & Points $1,673 Total
0.500 Pts ($1,600)
$73 Fees

Wide Range of Competitive Products & Closing Cost Options
Customized Rate Quote, no impact to credit, no SSN
Lending Expertise from Experienced Loan Originators

Foundation Home Loans, LLC
NMLS ID: 2559614

6.319%

$1,971 Fees & Points $2,352 Total
0.735 Pts ($2,352)
$0 Fees

At Foundation, Your Home Dreams Take Flight

Northpointe Bank
NMLS ID: 447490

6.370%

$1,971 Fees & Points $4,070 Total
0.836 Pts ($2,675)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

Home Simply
NMLS ID: 2473786
License#: L-223685

6.471%

$1,997 Fees & Points $3,233 Total
0.668 Pts ($2,138)
$1,095 Fees

Simple loans for your dream home!

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.490%

$1,997 Fees & Points $3,865 Total
0.989 Pts ($3,165)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Farmers Bank of Kansas City
NMLS ID: 613839

6.507%

$1,997 Fees & Points $4,454 Total
0.802 Pts ($2,566)
$1,888 Fees

Competitive rates.
Surprisingly smooth process.

Refi.com
NMLS ID: 1907
License#: North Carolina

6.554%

$2,023 Fees & Points $1,802 Total
0.563 Pts ($1,802)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Sage Home Loan Corporation
NMLS ID: 3304

6.613%

$2,023 Fees & Points $3,769 Total
0.711 Pts ($2,275)
$1,494 Fees

Your Stress-Free Pathway

PenFed Credit Union
NMLS ID: 401822

6.656%

$2,023 Fees & Points $5,200 Total
0.625 Pts ($2,000)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Beeline Loans, Inc.
NMLS ID: 1799947

6.875%

$2,103 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

Agave Home Loans
NMLS ID: 1951574
License#: L-221352

6.950%

$2,103 Fees & Points $2,627 Total
0.759 Pts ($2,429)
$198 Fees

Low Rates and Great Service Earned Us 1200+ 5-Star Reviews and A+ BBB Rating
Combine high-interest debts into one loan with a lower interest rate
Get a Quick Quote

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Freedom Mortgage Corporation
NMLS ID: 2767

Fees & Points Total
Pts ($0)
$0 Fees

We approve credit scores as low as 550 for VA and FHA refinancing
Family-owned, 35+ years of cash out assistance
A top FHA and VA lender

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Excite Credit Union : Racine

Deposit Rates - August 19, 2025

Featured Home Equity Rates in North Carolina

Featured 30-Year Fixed Mortgage Rates in North Carolina

Nearby Branches of EXCITE

Other Nearby Credit Unions to Consider