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Featured Home Equity Rates in California

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Owning.com NMLS ID: 2611 / Updated 2026-06-10 Equal Housing Lender

  Intro APR: 6.823 % After Intro:6.823 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-02-16 Equal Housing Lender

  Intro APR: 7.375 % After Intro:7.375 % Intro Period: 7 months

  $25,000

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-07-12 Equal Housing Lender

  Cash in with a HELOC

  $0

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-12

  Use Home Equity to get cash you need

  $0

  Use Home Equity to get cash you need 98% of clients discover savings in minutes Real Savings, Real Fast -$1200 average monthly savings Over 130 Billion Funded. 23 Years in Business Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-07-12 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-12

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-07-12 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• District Lending NMLS ID: 598623 / Updated 2026-07-12

  Work with a human

  $0

  Work with a human No Lender Fees Get cash in as little as 7 days Up to $500,000 available Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-12

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in California

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• Optimum First Mortgage NMLS ID: 240415

  6.144%

  $1,919 Fees & Points $4,974 Total 0.931 Pts ($2,979) $1,995 Fees

  On-time closing guarantee Direct contact with your loan officer throughout Single point of contact 7 days a week Learn More

• Nation Home Loans NMLS ID: 1513908

  6.240%

  $1,919 Fees & Points $8,517 Total 1.000 Pts ($3,200) $5,317 Fees

  We specialize in Conventional, VA, and FHA financing. Learn More

• Zoom Loans NMLS ID: 1312186

  6.266%

  $1,919 Fees & Points $9,405 Total 1.000 Pts ($3,200) $6,205 Fees

  Smart Mortgages Built Around You Lightning-Fast Pre-Approvals – No Guesswork Keep More Money in Your Pocket Learn More

• Pro Mortgage Funding LLC NMLS ID: 2119829

  6.332%

  $1,945 Fees & Points $7,070 Total 0.586 Pts ($1,875) $5,195 Fees

  Fast Refinance Options to Lower Rates or Pull Cash Learn More

• Home Simply NMLS ID: 2473786

  6.369%

  $1,971 Fees & Points $4,020 Total 0.914 Pts ($2,925) $1,095 Fees

  Simple loans for your dream home! Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.448%

  $1,997 Fees & Points $2,470 Total 0.772 Pts ($2,470) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: 60DBO60154

  6.452%

  $1,997 Fees & Points $2,579 Total 0.806 Pts ($2,579) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• Refi.com NMLS ID: 1907 License#: California

  6.464%

  $1,997 Fees & Points $3,002 Total 0.938 Pts ($3,002) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Filo Mortgage, L.L.C. NMLS ID: 1928741

  6.678%

  $2,049 Fees & Points $1,773 Total 0.554 Pts ($1,773) $0 Fees

  FIll in Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.704%

  $2,049 Fees & Points $2,621 Total 0.819 Pts ($2,621) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  Fees & Points Total Pts ($0) $0 Fees

  Competitive interest rates No Origination fee Soft credit pre-approvals offered Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: 4130574

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 98% of clients discover savings in minutes Real savings, real fast - $1200 avg monthly savings Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Turn equity into cash for new opportunities by comparing lender options. Lower your monthly payments and start saving for life's big expenses See if you could keep your rate and get cash out Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .