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Featured Home Equity Rates in Florida

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• PenFed Credit Union NMLS ID: 401822 / Updated 2026-06-24 Equal Housing Lender

  Loans Amounts from $25,000 - $500,000.

  $0

  Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender. Learn More

• Farmers Bank of Kansas City NMLS ID: 613839 / Updated 2026-03-20 Equal Housing Lender

  Intro APR: 6.750 % After Intro:6.750 %

  $25,000

  Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-06-10 Equal Housing Lender

  Intro APR: 6.823 % After Intro:6.823 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-02-16 Equal Housing Lender

  Intro APR: 7.375 % After Intro:7.375 % Intro Period: 7 months

  $25,000

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-24

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-06-24 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• District Lending NMLS ID: 598623 / Updated 2026-06-24

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-24

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-06-24 Equal Housing Lender

  Cash in with a HELOC

  $0

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2026-06-24

  Get up to $600k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-06-24 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-06-24

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2026-06-24

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Florida

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• Securitas Mortgage Inc NMLS ID: 1039147

  5.830%

  $1,843 Fees & Points $7,297 Total 0.947 Pts ($3,030) $4,267 Fees

  icensed in Kentucky, Indiana, Tennessee and Florida Over 50 years of experience in Mortgage Lending. A COMPLETE focus on our client’s interests and experience. Learn More

• District Lending NMLS ID: 1835285

  5.958%

  $1,868 Fees & Points $7,299 Total 0.875 Pts ($2,800) $4,499 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• SimpLend Mortgage,LLC NMLS ID: 2558881 License#: MBR6935

  6.036%

  $1,893 Fees & Points $5,788 Total 0.850 Pts ($2,720) $3,068 Fees

  Simplified Process- We streamline the experience, reducing complexity. Personalized Service- We're committed to a solution that fits your needs. Expert Guidance- Benefit from decades of experience in the industry. Learn More

• River City Mortgage LLC NMLS ID: 142954 License#: MLD1349

  6.098%

  $1,917 Fees & Points $3,805 Total 0.861 Pts ($2,755) $1,050 Fees

  Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people. Accessible. Authentic. Transparent. We answer and make it make sense. From pre-approval to closing — we’re all in. Learn More

• Pro Mortgage Funding LLC NMLS ID: 2119829

  6.105%

  $1,893 Fees & Points $8,005 Total 0.878 Pts ($2,810) $5,195 Fees

  Fast Refinance Options to Lower Rates or Pull Cash Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  6.108%

  $1,919 Fees & Points $3,705 Total 0.775 Pts ($2,480) $1,225 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• Strength Financial NMLS ID: 2337822

  6.116%

  $1,919 Fees & Points $3,975 Total 0.875 Pts ($2,800) $1,175 Fees

  Hi, I'm Ryan! Buying a house is easier than you might think! Learn More

• Reliant Home Funding, Inc. NMLS ID: 292473

  6.124%

  $1,917 Fees & Points $4,613 Total 0.818 Pts ($2,618) $1,995 Fees

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Learn More

• Midwest Mortgage Lending NMLS ID: 2262032 License#: MBR5350

  6.147%

  $1,919 Fees & Points $5,050 Total 0.750 Pts ($2,400) $2,650 Fees

  live rates online at midwestmrtg.com Learn More

• Dylken Home Loans NMLS ID: 2673152

  6.208%

  $1,945 Fees & Points $2,848 Total 0.890 Pts ($2,848) $0 Fees

  Make Refinancing a Breeze Tap into your home’s equity for renovations or debt consolidation Refinancing options customized for your unique financial needs Learn More

• Salute Mortgage, LLC NMLS ID: 2601951

  6.227%

  $1,945 Fees & Points $3,609 Total 0.744 Pts ($2,381) $1,228 Fees

  Strategic refinance advice aligned to long-term financial goals Clear break-even analysis so refinancing only happens when it makes sense Access to VA IRRRL, FHA, conventional, and HELOC options Learn More

• Revix NMLS ID: 2684156 License#: MBR7986

  6.244%

  $1,945 Fees & Points $4,161 Total 0.929 Pts ($2,973) $1,188 Fees

  Refi faster and cut your monthly cost Learn More

• Mutual of Omaha Mortgage NMLS ID: 1025894

  6.263%

  $1,919 Fees & Points $9,082 Total 0.713 Pts ($2,282) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Bergen Mortgage Enterprise LLC NMLS ID: 1897215 License#: MBR3293

  6.321%

  $1,971 Fees & Points $2,400 Total 0.750 Pts ($2,400) $0 Fees

  We searched 50+ lenders, so you'll save! Learn More

• Refi.com NMLS ID: 1907 License#: Florida

  6.339%

  $1,971 Fees & Points $3,002 Total 0.938 Pts ($3,002) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Home Simply NMLS ID: 2473786 License#: MBR6346

  6.356%

  $1,971 Fees & Points $3,597 Total 0.782 Pts ($2,502) $1,095 Fees

  Simple loans for your dream home! Learn More

• Simply PMG NMLS ID: 133739

  6.363%

  $1,971 Fees & Points $3,836 Total 0.794 Pts ($2,541) $1,295 Fees

  Simpler Process. Better Price. Learn More

• AimLoan.com NMLS ID: 2890 License#: ML-0700791

  6.365%

  $1,971 Fees & Points $4,132 Total 0.905 Pts ($2,896) $1,236 Fees

  Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7! 26 Years' Experience Get Your FREE Instant Rate Quote Learn More

• Watermark Home Loans NMLS ID: 1838

  6.367%

  $1,971 Fees & Points $4,076 Total 0.765 Pts ($2,448) $1,628 Fees

  Lower Rates and Payments Start Here Direct Lending • 14–21 Day Average Closings Refinance Direct. Save More. Learn More

• Loansteady NMLS ID: 1701910

  6.377%

  $1,971 Fees & Points $4,295 Total 0.875 Pts ($2,800) $1,495 Fees

  Consolidate debt or renovate your home Easy online application process Low Rates: Quick Quote and Approval Learn More

• First Rate Mortgage NMLS ID: 30998

  6.378%

  $1,971 Fees & Points $4,342 Total 0.921 Pts ($2,947) $1,395 Fees

  Family Owned Business for 60 years! Quick turn times! Free Consultation! Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.436%

  $1,997 Fees & Points $2,045 Total 0.639 Pts ($2,045) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.439%

  $1,997 Fees & Points $2,147 Total 0.671 Pts ($2,147) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• West Capital Lending NMLS ID: 1566096

  6.493%

  $1,997 Fees & Points $3,973 Total 0.837 Pts ($2,678) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• PenFed Credit Union NMLS ID: 401822

  6.494%

  $1,997 Fees & Points $3,995 Total 0.625 Pts ($2,000) $1,995 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• ProVisor, Inc. NMLS ID: 1802853

  6.610%

  $2,023 Fees & Points $3,782 Total 0.810 Pts ($2,592) $1,190 Fees

  Refinance and Refi Cash Out Solutions for Every Homeowner and Veteran Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  Fees & Points Total Pts ($0) $0 Fees

  Competitive interest rates No Origination fee Soft credit pre-approvals offered Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: MLD849

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .