Bank Of Utica, branch of Bank of Utica - 2026

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Bank Of Utica : Bank Of Utica

222 Genesee Street
Utica, NY 13502

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Your current location is: New York City, NY

Bank of Utica : Bank Of Utica — distance 176.62

Deposit Rates - February 14, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	4.00%	$500	-	Compare
12 Mo CD	4.00%	$500	-	Compare
24 Mo CD	4.00%	$500	-	Compare
36 Mo CD	4.00%	$500	-	Compare
48 Mo CD	4.00%	$500	-	Compare
60 Mo CD	4.00%	$500	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	2.00%	$100	-	Compare

VARIABLE IRA RATES	APY	MIN	MAX
VIRA	1.90%	$1	$499

INT CHECKING RATES	APY	MIN	MAX
INTCK	0.10%	$500	-

Loan Rates - February 14, 2026

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	7.62%	$2,988.30

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	7.62%	$2,988.30

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HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
10 Year Loan	6.12%	$1,116.24

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AUTO LOAN RATES	APR(%)	MONTHLY PAYMENT
5 Year	5.00%	$471.78

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