Credit Unions | Baylands Federal Credit Union | Branches | Commercial Business Systems, Inc.

Baylands Federal Credit Union : Commercial Business Systems, Inc.

105 E Walnut St
Goldsboro, NC 27530

Phone 800-774-2778

Visit Baylands Federal Credit Union main page

Your current location is: New York City, NY

Baylands Federal Credit Union : Commercial Business Systems, Inc. — distance 427.34

Featured Home Equity Rates in North Carolina

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-11-04
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 7.240 %
After Intro:7.240 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31

Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Upstart
NMLS ID: 2443873 / Updated 2025-11-04

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-11-04
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-11-04

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-11-04
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Spring EQ
NMLS ID: 1464945 / Updated 2025-11-04

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Rate
NMLS ID: 2611 / Updated 2025-11-04

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Agave Home Loans
NMLS ID: 1951574 / Updated 2025-11-04
Equal Housing Lender

REFI, HELOC, & Home Equity Loan Options

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull
Top 3 in Customer Satisfaction by Lending Tree Q4 2024

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-11-04

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-11-04

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-11-04

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Owning.com
NMLS ID: 2611 / Updated 2025-11-04

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in North Carolina

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Tithe Lending
NMLS ID: 2439006

5.965%

$1,893 Fees & Points $3,210 Total
0.625 Pts ($2,000)
$1,210 Fees

Our rates and fee structure are straight forward and honest.
Our average closing times are 2-3 weeks due to a simple process.
We donate the first 10% of all of loan proceeds to local charities.

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.066%

$1,917 Fees & Points $2,602 Total
0.813 Pts ($2,602)
$0 Fees

Streamlined Process
Expertise
Customer Service

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: L-202969

6.067%

$1,917 Fees & Points $2,630 Total
0.822 Pts ($2,630)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Home Simply
NMLS ID: 2473786
License#: L-223685

6.077%

$1,917 Fees & Points $2,993 Total
0.593 Pts ($1,898)
$1,095 Fees

Simple loans for your dream home!

DECO Mortgage
NMLS ID: 2561451

6.104%

$1,917 Fees & Points $3,918 Total
0.990 Pts ($3,168)
$750 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

Farmers Bank of Kansas City
NMLS ID: 613839

6.134%

$1,917 Fees & Points $4,963 Total
0.961 Pts ($3,075)
$1,888 Fees

Competitive rates.
Surprisingly smooth process.

PenFed Credit Union
NMLS ID: 401822

6.186%

$1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Refi.com
NMLS ID: 1907
License#: North Carolina

6.213%

$1,945 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

CrossCountry Mortgage
NMLS ID: 3029

6.241%

$1,945 Fees & Points $4,137 Total
0.746 Pts ($2,387)
$1,750 Fees

"Low rates: Save more on your mortgage"
"Great service: Personalized attention"
"Variety of products: Find your perfect fit"

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.466%

$1,997 Fees & Points $3,068 Total
0.740 Pts ($2,368)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Agave Home Loans
NMLS ID: 1951574
License#: L-221352

Fees & Points Total
Pts ($0)
$0 Fees

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Baylands Federal Credit Union : Commercial Business Systems, Inc.

Featured Home Equity Rates in North Carolina

Featured 30-Year Fixed Mortgage Rates in North Carolina

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