Banks | Beal Bank USA | Branches | San Jose Branch

Beal Bank Usa : San Jose Branch

5180 Stevens Creek Boulevard, Suite 20
San Jose, CA 95129

Your current location is: Phoenix, AZ

Beal Bank USA : San Jose Branch — distance 619.13

Deposit Rates - May 25, 2026

CD RATES	APY	MIN	MAX
3 Mo CD	3.85%	$1,000	-	Compare
6 Mo CD	3.75%	$1,000	-	Compare
12 Mo CD	3.70%	$1,000	-	Compare
18 Mo CD	3.60%	$1,000	-	Compare
24 Mo CD	3.45%	$1,000	-	Compare
36 Mo CD	3.40%	$1,000	-	Compare
48 Mo CD	3.40%	$1,000	-	Compare
60 Mo CD	3.40%	$1,000	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	3.45%	$500	-	Compare

MM RATES	APY	MIN	MAX
Money Market	3.35%	$25,000	-	Compare

Featured Home Equity Rates in California

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Point Digital Finance
NMLS ID: 1610752 / Updated 2026-05-25

Unlock your home equity. Build your future.

Get up to $600k.
Funding in as few as 5 days.
Flexible rate with up to a 30 year term.
Fast & Easy Online Application

Owning.com
NMLS ID: 2611 / Updated 2026-05-22
Equal Housing Lender

Intro APR: 6.822 %
After Intro:6.822 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-05-25

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Splash Financial
NMLS ID: 1630038 / Updated 2026-05-25
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-05-25

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-05-25
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-05-25

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-05-25

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Spring EQ
NMLS ID: 1464945 / Updated 2026-05-25

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Refi.com
NMLS ID: 1907 / Updated 2026-05-25
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in California

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

District Lending
NMLS ID: 1835285

6.119%

$1,919 Fees & Points $4,099 Total
0.625 Pts ($2,000)
$2,099 Fees

Get an exceptional mortgage rate, be happy.

F5 Mortgage LLC
NMLS ID: 1938115

6.332%

$1,971 Fees & Points $2,902 Total
0.475 Pts ($1,520)
$1,382 Fees

Real Time Rates With No Hidden Fees
Wholesale Rates Direct To Consumers
Low Rates And Minimal Closing Costs

Watermark Home Loans
NMLS ID: 1838

6.383%

$1,971 Fees & Points $4,633 Total
0.939 Pts ($3,005)
$1,628 Fees

Lower Rates and Payments Start Here
Direct Lending • 14–21 Day Average Closings
Refinance Direct. Save More.

Beeline Loans, Inc.
NMLS ID: 1799947

6.458%

$1,997 Fees & Points $2,771 Total
0.866 Pts ($2,771)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.461%

$1,997 Fees & Points $2,877 Total
0.899 Pts ($2,877)
$0 Fees

Streamlined Process
Expertise
Customer Service

River City Mortgage LLC
NMLS ID: 142954
License#: 60DBO-44759

6.463%

$1,997 Fees & Points $3,050 Total
0.625 Pts ($2,000)
$1,050 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

Refi.com
NMLS ID: 1907
License#: California

6.464%

$1,997 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Simply PMG
NMLS ID: 133739

6.487%

$1,997 Fees & Points $3,756 Total
0.769 Pts ($2,461)
$1,295 Fees

Simpler Process. Better Price.

Northpointe Bank
NMLS ID: 447490

6.499%

$1,997 Fees & Points $4,166 Total
0.866 Pts ($2,771)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

DECO Mortgage
NMLS ID: 2561451

6.516%

$1,997 Fees & Points $4,908 Total
0.644 Pts ($2,061)
$2,847 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

PenFed Credit Union
NMLS ID: 401822

6.518%

$1,997 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Loansteady
NMLS ID: 1701910

6.535%

$2,021 Fees & Points $1,495 Total
0.000 Pts ($0)
$1,495 Fees

Consolidate debt or renovate your home
Easy online application process
Low Rates: Quick Quote and Approval

Pro Mortgage Funding LLC
NMLS ID: 2119829

6.577%

$2,023 Fees & Points $2,558 Total
0.426 Pts ($1,363)
$1,195 Fees

Fast Refinance Options to Lower Rates or Pull Cash

SoFi
NMLS ID: 696891

6.872%

$2,076 Fees & Points $4,004 Total
0.784 Pts ($2,509)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

New American Funding, LLC.
NMLS ID: 6606

6.967%

$2,103 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 4130574

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Beal Bank Usa : San Jose Branch

Deposit Rates - May 25, 2026

Featured Home Equity Rates in California

Featured 30-Year Fixed Mortgage Rates in California

Nearby Branches of Beal Bank USA

Other Nearby Banks to Consider