Banks | Beal Bank USA | Branches | San Jose Branch

Beal Bank Usa : San Jose Branch

5180 Stevens Creek Boulevard, Suite 20
San Jose, CA 95129

Your current location is: Phoenix, AZ

Beal Bank USA : San Jose Branch — distance 619.13

Deposit Rates - July 12, 2026

CD RATES	APY	MIN	MAX
3 Mo CD	3.85%	$1,000	-	Compare
6 Mo CD	3.75%	$1,000	-	Compare
12 Mo CD	3.70%	$1,000	-	Compare
18 Mo CD	3.60%	$1,000	-	Compare
24 Mo CD	3.45%	$1,000	-	Compare
36 Mo CD	3.40%	$1,000	-	Compare
48 Mo CD	3.40%	$1,000	-	Compare
60 Mo CD	3.40%	$1,000	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	3.45%	$500	-	Compare

MM RATES	APY	MIN	MAX
Money Market	3.35%	$25,000	-	Compare

Featured Home Equity Rates in California

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2026-07-12
Equal Housing Lender

Loans Amounts from $25,000 - $500,000.

Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.

Owning.com
NMLS ID: 2611 / Updated 2026-06-10
Equal Housing Lender

Intro APR: 6.823 %
After Intro:6.823 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Refi.com
NMLS ID: 1907 / Updated 2026-07-12
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-07-12
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

District Lending
NMLS ID: 598623 / Updated 2026-07-12

Work with a human

Work with a human
No Lender Fees
Get cash in as little as 7 days
Up to $500,000 available

Splash Financial
NMLS ID: 1630038 / Updated 2026-07-12
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-07-12

Use Home Equity to get cash you need

Use Home Equity to get cash you need
98% of clients discover savings in minutes
Real Savings, Real Fast -$1200 average monthly savings
Over 130 Billion Funded. 23 Years in Business

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-07-12

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-07-12

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in California

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

Optimum First Mortgage
NMLS ID: 240415

6.144%

$1,919 Fees & Points $4,974 Total
0.931 Pts ($2,979)
$1,995 Fees

On-time closing guarantee
Direct contact with your loan officer throughout
Single point of contact 7 days a week

Nation Home Loans
NMLS ID: 1513908

6.240%

$1,919 Fees & Points $8,517 Total
1.000 Pts ($3,200)
$5,317 Fees

We specialize in Conventional, VA, and FHA financing.

Zoom Loans
NMLS ID: 1312186

6.266%

$1,919 Fees & Points $9,405 Total
1.000 Pts ($3,200)
$6,205 Fees

Smart Mortgages Built Around You
Lightning-Fast Pre-Approvals – No Guesswork
Keep More Money in Your Pocket

Pro Mortgage Funding LLC
NMLS ID: 2119829

6.332%

$1,945 Fees & Points $7,070 Total
0.586 Pts ($1,875)
$5,195 Fees

Fast Refinance Options to Lower Rates or Pull Cash

Home Simply
NMLS ID: 2473786

6.369%

$1,971 Fees & Points $4,020 Total
0.914 Pts ($2,925)
$1,095 Fees

Simple loans for your dream home!

Beeline Loans, Inc.
NMLS ID: 1799947

6.448%

$1,997 Fees & Points $2,470 Total
0.772 Pts ($2,470)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: 60DBO60154

6.452%

$1,997 Fees & Points $2,579 Total
0.806 Pts ($2,579)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Refi.com
NMLS ID: 1907
License#: California

6.464%

$1,997 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Filo Mortgage, L.L.C.
NMLS ID: 1928741

6.678%

$2,049 Fees & Points $1,773 Total
0.554 Pts ($1,773)
$0 Fees

FIll in

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.704%

$2,049 Fees & Points $2,621 Total
0.819 Pts ($2,621)
$0 Fees

Streamlined Process
Expertise
Customer Service

Allied Mortgage Group, Inc.
NMLS ID: 1067

Fees & Points Total
Pts ($0)
$0 Fees

Competitive interest rates
No Origination fee
Soft credit pre-approvals offered

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 4130574

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
98% of clients discover savings in minutes
Real savings, real fast - $1200 avg monthly savings

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Turn equity into cash for new opportunities by comparing lender options.
Lower your monthly payments and start saving for life's big expenses
See if you could keep your rate and get cash out

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Beal Bank Usa : San Jose Branch

Deposit Rates - July 12, 2026

Featured Home Equity Rates in California

Featured 30-Year Fixed Mortgage Rates in California

Nearby Branches of Beal Bank USA

Other Nearby Banks to Consider