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Better Banks : 900 North 4th Street Branch

900 North Fourth Street
Chillicothe, IL 61523

Your current location is: New York City, NY

Better Banks : 900 North 4th Street Branch — distance 808.61

Deposit Rates - July 09, 2025

CD RATES	APY	MIN	MAX
3 Mo CD	2.02%	$1,000	-	Compare
8 Mo CD	3.77%	$1,000	-	Compare
12 Mo CD	0.20%	$0	-	Compare
13 Mo CD	4.55%	$1,000	-	Compare
18 Mo CD	0.25%	$0	-	Compare
24 Mo CD	0.30%	$0	-	Compare
36 Mo CD	0.35%	$0	-	Compare
48 Mo CD	0.90%	$0	-	Compare
60 Mo CD	1.00%	$0	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.05%	$0	-	Compare

MM RATES	APY	MIN	MAX
Money Market	0.07%	$0	-	Compare

Featured Home Equity Rates in Illinois

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-07-09
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-07-01

Intro APR: 7.250 %
After Intro:7.250 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-07-09

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18

Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2025-06-20
Equal Housing Lender

Intro APR: 8.500 %
After Intro:8.500 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

New American Funding, LLC
NMLS ID: 6606 / Updated 2025-07-09

Cash-Out and Home Equity Options Available.

Competitive Rates for FICO Scores 580-679
366k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

Achieve Loans
NMLS ID: 1810501 / Updated 2025-05-08

Intro APR: 9.875 %
After Intro:9.875 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 640

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-07-09
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Upstart
NMLS ID: 2443873 / Updated 2025-07-09

As low as 6.77% APR on your initial draw*

As low as 6.77% APR on your initial draw*
Get your money up to 6x faster than the industry standard*
Fixed rate on each draw*
No paperwork needed to apply

Rate
NMLS ID: 2611 / Updated 2025-07-09

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-07-09

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-07-09
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-07-09

Get up to $500k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Spring EQ
NMLS ID: 1464945 / Updated 2025-07-09

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Illinois

Lender APR(%) Monthly Payment Learn More
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Advertiser Disclosure

Reliant Home Funding, Inc.
NMLS ID: 292473

6.392%

$1,971 Fees & Points $4,817 Total
0.882 Pts ($2,822)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Green Lending, LLC
NMLS ID: 2598612

6.438%

$1,997 Fees & Points $2,348 Total
0.418 Pts ($1,338)
$1,010 Fees

Personalized mortgage solutions designed for your lifestyle.
Expert advice and support every step of the way.
Simplifying the mortgage process so you can focus on living.

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.585%

$2,023 Fees & Points $2,832 Total
0.885 Pts ($2,832)
$0 Fees

Streamlined Process
Expertise
Customer Service

Beeline Loans, Inc.
NMLS ID: 1799947

6.594%

$2,023 Fees & Points $3,126 Total
0.977 Pts ($3,126)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

Northpointe Bank
NMLS ID: 447490

6.599%

$2,021 Fees & Points $3,635 Total
0.700 Pts ($2,240)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.708%

$2,049 Fees & Points $2,748 Total
0.640 Pts ($2,048)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Farmers Bank of Kansas City
NMLS ID: 613839

6.754%

$2,049 Fees & Points $4,310 Total
0.757 Pts ($2,422)
$1,888 Fees

Competitive rates.
Surprisingly smooth process.

Sage Home Loan Corporation
NMLS ID: 3304

6.759%

$2,049 Fees & Points $4,428 Total
0.917 Pts ($2,934)
$1,494 Fees

Your Stress-Free Pathway

PenFed Credit Union
NMLS ID: 401822

6.794%

$2,049 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Sebonic
NMLS ID: 66247

6.808%

$2,076 Fees & Points $1,914 Total
0.598 Pts ($1,914)
$0 Fees

Whether it's time to buy or refi, we're here to help you take the next step.
The home financing you need at the speed you deserve

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Freedom Mortgage Corporation
NMLS ID: 2767

Fees & Points Total
Pts ($0)
$0 Fees

We approve credit scores as low as 550 for VA and FHA refinancing
Family-owned, 35+ years of cash out assistance
A top FHA and VA lender

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Better Banks : 900 North 4th Street Branch

Deposit Rates - July 09, 2025

Featured Home Equity Rates in Illinois

Featured 30-Year Fixed Mortgage Rates in Illinois

Nearby Branches of Better Banks

Other Nearby Banks to Consider