Western Bank : Silver City Branch
333 Hwy 180 West
Silver City , NM 88061
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Your current location is: New York City, NY
Deposit Rates -
August 13, 2026
CD RATES
APY
MIN
MAX
6 Mo CD
0.13%
$10,000
$14,999
Compare
6 Mo CD
0.13%
$100,000
$199,999
Compare
12 Mo CD
0.18%
$10,000
$14,999
Compare
12 Mo CD
0.18%
$100,000
$199,999
Compare
18 Mo CD
0.23%
$10,000
$14,999
Compare
18 Mo CD
0.23%
$100,000
$199,999
Compare
24 Mo CD
0.28%
$10,000
$14,999
Compare
24 Mo CD
0.28%
$100,000
$199,999
Compare
30 Mo CD
0.33%
$10,000
$14,999
Compare
30 Mo CD
0.33%
$100,000
$199,999
Compare
36 Mo CD
0.39%
$10,000
$14,999
Compare
36 Mo CD
0.39%
$100,000
$199,999
Compare
60 Mo CD
0.51%
$10,000
$14,999
Compare
60 Mo CD
0.51%
$100,000
$199,999
Compare
SAVINGS RATES
APY
MIN
MAX
Savings
0.05%
$2,500
$4,999
Compare
MM RATES
APY
MIN
MAX
Money Market
0.05%
$2,500
$2,999
Compare
Money Market
0.07%
$10,000
$14,999
Compare
Money Market
0.07%
$25,000
$29,999
Compare
INT CHECKING RATES
APY
MIN
MAX
Int Ckg
0.05%
$2,500
$3,499
Featured Home Equity Rates in New Mexico
HELOC: Put Equity to Work
$0
HELOC: Put Equity to Work
Credit Union rates2. Save on closing costs2.
Fund renovations or consolidate debt with one flexible solution.
Pay interest only on the amount you borrow.
Intro APR : 6.950 %
After Intro: 6.950 %
$15,000
Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US
Use Home Equity to get cash you need
$0
Use Home Equity to get cash you need
98% of clients discover savings in minutes
Real Savings, Real Fast -$1200 average monthly savings
Over 130 Billion Funded. 23 Years in Business
Cash in with a HELOC
$0
Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today
Spring EQ
NMLS ID: 1464945 /
Updated 2026-08-13
Equal Housing Lender
The leader for homeowners tapping cash from their homes since 2016.
$0
Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates in New Mexico
0.000%
$0
Fees & Points
$0 Total
0.000 Pts
($0)
$0 Fees
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance
6.554%
$2,023
Fees & Points
$1,802 Total
0.563 Pts
($1,802)
$0 Fees
Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Fees & Points
Total
Pts
($0)
$0 Fees
Turn equity into cash for new opportunities by comparing lender options.
Lower your monthly payments and start saving for life's big expenses
See if you could keep your rate and get cash out
Fees & Points
Total
Pts
($0)
$0 Fees
Low rates, quick quote & approval
98% of clients discover savings in minutes
Real savings, real fast - $1200 avg monthly savings
Fees & Points
Total
Pts
($0)
$0 Fees
Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews
Fees & Points
Total
Pts
($0)
$0 Fees
Competitive interest rates
No Origination fee
Soft credit pre-approvals offered
Fees & Points
Total
Pts
($0)
$0 Fees
Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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