Bank of Hydro
Bank of Hydro is an FDIC insured institution headquartered at
146 W Main St, Hydro, OK 73048.
It was founded in
1903 and has approximately $0 billion in
assets. Customers can open an account at one of its 3 branches.
Deposit Rates - May 7, 2024
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.65% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.65% | $10,000 | Compare |
6 Mo CD
|
0.65% | $100,000 | Compare |
12 Mo CD
|
0.70% | $10,000 | Compare |
12 Mo CD
|
0.70% | $100,000 | Compare |
24 Mo CD
|
0.75% | $10,000 | Compare |
24 Mo CD
|
0.75% | $100,000 | Compare |
36 Mo CD
|
0.85% | $10,000 | Compare |
36 Mo CD
|
0.85% | $100,000 | Compare |
48 Mo CD
|
0.95% | $10,000 | Compare |
48 Mo CD
|
0.95% | $100,000 | Compare |
60 Mo CD
|
1.00% | $10,000 | Compare |
60 Mo CD
|
1.00% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.50% | $2,500 | Compare |
Money Market
|
0.65% | $10,000 | Compare |
Money Market
|
0.65% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.45% | $2,500 |
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Overview 2024
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 10674 |
Date Established | 1903 |
Assets | $ 152.32 million |
Loans | $ 139.80 million |
Deposits | $ 131.78 million |
Capital | $ 17.45 million |
Summary Balance Sheet as of June 30, 2023
ASSETS | |
Cash & Balances due from depository institutions | $ 3.40 million |
Interest-bearing balances | $ 0.25 million |
Total securities | $ 2.81 million |
Federal funds sold and reverse repurchase | $ 0.88 million |
Net loans and leases | $ 139.80 million |
Loan loss allowance | $ 1.37 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | N.A. |
Goodwill and other intangibles | N.A. |
All other assets | $ 3.00 million |
Total Assets | $ 134.87 million |
LIABILITIES | |
Total deposits | $ 131.78 million |
Interest-bearing deposits | $ 92.01 million |
Deposits held in domestic offices | $ 131.78 million |
% insured (estimated) | 82.10% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | N.A. |
Subordinated debt | N.A. |
All other liabilities | $ 1.86 millionn |
Total Liabilities | $ 134.87 million |
Shareholders’ Equity | $ 17.45 million |
Summary Income Statement as of June 30, 2023
INCOME AND EXPENSES | |
Total Interest Income | $ 10.15 million |
Total Interest Expense | $ 3.18 million |
Net interest income | $ 6.96 million |
Provision for loan and lease losses | $ 0.04 million |
Total non interest income | $ 0.69 million |
Total non interest expense | $ 4.02 million |
Pre-tax Net Operating Income | $ 1.16 million |
Customer Reviews for Bank of Hydro
Branches
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Your current location is: Columbus, OH
Bank of Hydro Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL SAVINGSBankOKLAHOMA$50,000N.A.0.65%3.02x (National Avg. - 0.22%)$2,500-SCENARIO
Year Rate
0.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 325 228 2 50,325 327 229 3 50,652 329 230 4 50,981 331 232 5 51,313 334 233 6 51,646 336 235 7 51,982 338 237 8 52,320 340 238 9 52,660 342 240 10 53,002 345 241 11 53,347 347 243 12 53,693 349 244 13 54,042 351 246 14 54,394 354 247 15 54,747 356 249 16 55,103 358 251 17 55,461 360 252 18 55,822 363 254 19 56,185 365 256 20 56,550 368 257 TOTAL $6,917 $4,842 - 2LOCAL SAVINGSBank-$50,000N.A.5.15%23.95x (National Avg. - 0.22%)$0-SCENARIO
Year Rate
5.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,575 1,803 2 52,575 2,708 1,895 3 55,283 2,847 1,993 4 58,130 2,994 2,096 5 61,123 3,148 2,203 6 64,271 3,310 2,317 7 67,581 3,480 2,436 8 71,062 3,660 2,562 9 74,721 3,848 2,694 10 78,569 4,046 2,832 11 82,616 4,255 2,978 12 86,870 4,474 3,132 13 91,344 4,704 3,293 14 96,049 4,946 3,463 15 100,995 5,201 3,641 16 106,196 5,469 3,828 17 111,665 5,751 4,026 18 117,416 6,047 4,233 19 123,463 6,358 4,451 20 129,821 6,686 4,680 TOTAL $86,507 $60,555
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