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Bank of the Sierra


ACH Number: 121137027

Bank of the Sierra is an FDIC insured institution headquartered at 90 N Main St, Porterville, CA 93257.
It was founded in 1978 and has approximately $4 billion in assets. Customers can open an account at one of its 40 branches.

Deposit Rates - June 16, 2026

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.11% $10,000 Compare
6 Mo CD
0.15% $100,000 Compare
12 Mo CD
0.19% $10,000 Compare
12 Mo CD
0.22% $100,000 Compare
18 Mo CD
0.19% $10,000 Compare
18 Mo CD
0.22% $100,000 Compare
24 Mo CD
0.19% $10,000 Compare
24 Mo CD
0.22% $100,000 Compare
30 Mo CD
0.23% $10,000 Compare
30 Mo CD
0.26% $100,000 Compare
36 Mo CD
0.23% $10,000 Compare
36 Mo CD
0.26% $100,000 Compare
48 Mo CD
0.27% $10,000 Compare
48 Mo CD
0.29% $100,000 Compare
60 Mo CD
0.27% $10,000 Compare
60 Mo CD
0.27% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.07% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1
Int Ckg
0.08% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 22597
Date Established 1978
Assets $ 3.83 billion
Loans $ 2.53 billion
Deposits $ 2.88 billion
Capital $ 442.09 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 135.63 million
Interest-bearing balances $ 64.21 million
Total securities $ 916.14 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.53 billion
Loan loss allowance $ 21.48 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.57 million
Goodwill and other intangibles $ 27.41 million
All other assets $ 149.84 million
     Total Assets $ 3.38 billion

LIABILITIES
Total deposits $ 2.88 billion
      Interest-bearing deposits $ 1,880.81 million
      Deposits held in domestic offices $ 2.88 billion
      % insured (estimated)" 72.83%
Federal funds purchased and repurchase agreements $ 340.85 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 41.19 millionn
      Total Liabilities $ 3.38 billion
      Shareholders’ Equity $ 442.09 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 171.39 million
Total Interest Expense $ 42.38 million
Net interest income $ 129.01 million
Provision for loan and lease losses $ 6.10 million
Total non interest income $ 30.47 million
Total non interest expense $ 89.90 million
Pre-tax Net Operating Income $ 24.34 million

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