Banks | First Bank & Trust Company

First Bank & Trust Company

First Bank & Trust Company is an FDIC insured institution headquartered at 401 N 7th St, Perry, OK 73077.
It was founded in 1934 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - September 18, 2025

SAVINGS RATES	APY	MIN
Savings	0.10%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.30%	$10,000	Compare
6 Mo CD	0.35%	$100,000	Compare
Special: 11 Mo CD	0.25%	$1,500	Compare
Special: 11 Mo CD	0.30%	$25,000	Compare
Special: 11 Mo CD	0.35%	$100,000	Compare
12 Mo CD	0.50%	$10,000	Compare
12 Mo CD	0.55%	$100,000	Compare
Special: 24 Mo CD	0.65%	$1,500	Compare
Special: 24 Mo CD	0.70%	$25,000	Compare
Special: 24 Mo CD	0.75%	$100,000	Compare
36 Mo CD	0.80%	$10,000	Compare
36 Mo CD	0.85%	$100,000	Compare
48 Mo CD	0.90%	$10,000	Compare
48 Mo CD	0.95%	$100,000	Compare
60 Mo CD	0.90%	$10,000	Compare
60 Mo CD	0.95%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.10%	$2,500	Compare
Money Market	0.15%	$10,000	Compare
Money Market	0.15%	$25,000	Compare

VARIABLE IRA RATES	APY	MIN
Var IRA	1.00%	$1

INT CHECKING RATES	APY	MIN
Int Ckg	0.05%	$2,500

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 13946
Date Established	1934
Assets	$ 248.95 million
Loans	$ 144.97 million
Deposits	$ 225.78 million
Capital	$ 22.24 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 16.61 million
Interest-bearing balances	$ 13.95 million
Total securities	$ 80.68 million
Federal funds sold and reverse repurchase	$ 1.14 million
Net loans and leases	$ 144.97 million
Loan loss allowance	$ 1.81 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 0.27 million
All other assets	$ 2.24 million
Total Assets	$ 226.71 million

LIABILITIES
Total deposits	$ 225.78 million
Interest-bearing deposits	$ 184.52 million
Deposits held in domestic offices	$ 225.78 million
% insured (estimated)"	77.82%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 0.53 millionn
Total Liabilities	$ 226.71 million
Shareholders’ Equity	$ 22.24 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 3.55 million
Total Interest Expense	$ 1.02 million
Net interest income	$ 2.53 million
Provision for loan and lease losses	N.A.
Total non interest income	$ 0.37 million
Total non interest expense	$ 1.71 million
Pre-tax Net Operating Income	$ 1.85 million

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