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First Bank & Trust Company


First Bank & Trust Company is an FDIC insured institution headquartered at 401 N 7th St, Perry, OK 73077.
It was founded in 1934 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - March 20, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
Special: 11 Mo CD
0.25% $1,500 Compare
Special: 11 Mo CD
0.30% $25,000 Compare
Special: 11 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.55% $100,000 Compare
Special: 24 Mo CD
0.65% $1,500 Compare
Special: 24 Mo CD
0.70% $25,000 Compare
Special: 24 Mo CD
0.75% $100,000 Compare
36 Mo CD
0.80% $10,000 Compare
36 Mo CD
0.85% $100,000 Compare
48 Mo CD
0.90% $10,000 Compare
48 Mo CD
0.95% $100,000 Compare
60 Mo CD
0.90% $10,000 Compare
60 Mo CD
0.95% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare
VARIABLE IRA RATES APY MIN
Var IRA
1.00% $1
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 13946
Date Established 1934
Assets $ 241.18 million
Loans $ 143.58 million
Deposits $ 216.38 million
Capital $ 23.73 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 9.04 million
Interest-bearing balances $ 4.43 million
Total securities $ 82.98 million
Federal funds sold and reverse repurchase $ 0.05 million
Net loans and leases $ 143.58 million
Loan loss allowance $ 1.80 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.24 million
All other assets $ 2.24 million
     Total Assets $ 217.45 million

LIABILITIES
Total deposits $ 216.38 million
      Interest-bearing deposits $ 172.95 million
      Deposits held in domestic offices $ 216.38 million
      % insured (estimated)" 80.48%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.53 millionn
      Total Liabilities $ 217.45 million
      Shareholders’ Equity $ 23.73 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 10.68 million
Total Interest Expense $ 2.95 million
Net interest income $ 7.73 million
Provision for loan and lease losses $ 0.06 million
Total non interest income $ 1.18 million
Total non interest expense $ 5.20 million
Pre-tax Net Operating Income $ 1.85 million

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