Banner Bank
ACH Number: 125108764
Banner Bank is an FDIC insured institution headquartered at
10 S 1st Ave, Walla Walla, WA 99362.
It was founded in
1890 and has approximately $17 billion in assets. Customers can open an account at one of its 190 branches.
Deposit Rates - February 07, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
2.02% | $25,000 | Compare |
|
SAV
|
2.38% | $50,000 | Compare |
|
SAV
|
2.69% | $100,000 | Compare |
|
SAV
|
3.51% | $1,000,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $10,000 | Compare |
|
7 Mo CD
|
3.05% | $2,500 | Compare |
|
9 Mo CD
|
2.79% | $2,500 | Compare |
|
12 Mo CD
|
0.25% | $10,000 | Compare |
|
13 Mo CD
|
2.79% | $2,500 | Compare |
|
18 Mo CD
|
0.30% | $10,000 | Compare |
|
24 Mo CD
|
0.35% | $10,000 | Compare |
|
36 Mo CD
|
0.75% | $2,500 | Compare |
|
48 Mo CD
|
0.50% | $10,000 | Compare |
|
60 Mo CD
|
0.50% | $10,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.03% | $2,500 |
Loan Rates - February 07, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
6.93% | $2,854.82 |
|
15 Year Fixed Conforming
|
6.99% | $2,854.82 |
|
20 Year Fixed Jumbo
|
7.29% | $2,529.20 |
|
20 Year Fixed Conforming
|
7.31% | $2,529.20 |
|
30 Year Fixed Jumbo
|
7.53% | $2,237.49 |
|
30 Year Fixed Conforming
|
7.54% | $2,237.49 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
6.93% | $2,854.82 |
|
15 Year Fixed Conforming
|
6.99% | $2,854.82 |
|
20 Year Fixed Jumbo
|
7.29% | $2,529.20 |
|
20 Year Fixed Conforming
|
7.31% | $2,529.20 |
|
30 Year Fixed Jumbo
|
7.53% | $2,237.49 |
|
30 Year Fixed Conforming
|
7.54% | $2,237.49 |
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 28489 |
| Date Established | 1890 |
| Assets | $ 16.56 billion |
| Loans | $ 11.56 billion |
| Deposits | $ 14.08 billion |
| Capital | $ 1,923.34 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 672.86 million |
| Interest-bearing balances | $ 479.41 million |
| Total securities | $ 2.99 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 11.56 billion |
| Loan loss allowance | $ 159.71 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 5.27 million |
| Goodwill and other intangibles | $ 388.01 million |
| All other assets | $ 624.11 million |
| Total Assets | $ 14.63 billion |
| LIABILITIES | |
| Total deposits | $ 14.08 billion |
| Interest-bearing deposits | $ 9.50 billion |
| Deposits held in domestic offices | $ 14.08 billion |
| % insured (estimated)" | 68.14% |
| Federal funds purchased and repurchase agreements | $ 120.54 million |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 240.16 millionn |
| Total Liabilities | $ 14.63 billion |
| Shareholders’ Equity | $ 1,923.34 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 600.46 million |
| Total Interest Expense | $ 160.63 million |
| Net interest income | $ 439.83 million |
| Provision for loan and lease losses | $ 10.60 million |
| Total non interest income | $ 56.46 million |
| Total non interest expense | $ 299.92 million |
| Pre-tax Net Operating Income | $ 120.86 million |
Customer Reviews for Banner Bank
Branches
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Your current location is: Seattle, WA
Banner Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.2.02%8.98x (National Avg. - 0.23%)$25,000-SCENARIO
Year Rate
2.02%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,010 707 2 51,010 1,030 721 3 52,040 1,051 736 4 53,092 1,072 751 5 54,164 1,094 766 6 55,258 1,116 781 7 56,374 1,139 797 8 57,513 1,162 813 9 58,675 1,185 830 10 59,860 1,209 846 11 61,069 1,234 864 12 62,303 1,259 881 13 63,561 1,284 899 14 64,845 1,310 917 15 66,155 1,336 935 16 67,492 1,363 954 17 68,855 1,391 974 18 70,246 1,419 993 19 71,665 1,448 1,013 20 73,112 1,477 1,034 TOTAL $24,589 $17,212 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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