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Banner Bank

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Your current location is: New York, NY

Banner Bank Locations

Rates - November 12, 2018

Your current location is: New York, NY

CD RATES APY MIN MAX
3 Mo CD
0.10% $2,500 $99,999,999 Compare
3 Mo CD
0.15% $2,500 - Compare
6 Mo CD
0.45% $2,500 - Compare
6 Mo CD
0.20% $10,000 $49,999 Compare
6 Mo CD
0.25% $50,000 - Compare
Special: 12 Mo CD
0.55% $2,500 - Compare
Compare with 2.70% APY 12 Month CD from Citizens Access | Advertiser Disclosure Advertisement
12 Mo CD
0.55% $2,500 - Compare
Compare with 2.70% APY 12 Month CD from Citizens Access | Advertiser Disclosure Advertisement
12 Mo CD
0.30% $10,000 $49,999 Compare
Compare with 2.70% APY 12 Month CD from Citizens Access | Advertiser Disclosure Advertisement
12 Mo CD
0.40% $50,000 - Compare
Compare with 2.70% APY 12 Month CD from Citizens Access | Advertiser Disclosure Advertisement
Special: 13 Mo CD
0.85% $2,500 - Compare
18 Mo CD
0.55% $2,500 - Compare
18 Mo CD
0.40% $10,000 $49,999 Compare
18 Mo CD
0.50% $50,000 - Compare
24 Mo CD
0.65% $2,500 - Compare
24 Mo CD
0.60% $10,000 $49,999 Compare
24 Mo CD
0.70% $50,000 - Compare
30 Mo CD
0.65% $2,500 - Compare
30 Mo CD
0.60% $10,000 $49,999 Compare
30 Mo CD
0.70% $50,000 - Compare
Special: 36 Mo CD
1.77% $2,500 - Compare
Compare with 3.05% APY 3 Year CD from Citizens Access | Advertiser Disclosure Advertisement
36 Mo CD
1.87% $2,500 - Compare
Compare with 3.05% APY 3 Year CD from Citizens Access | Advertiser Disclosure Advertisement
36 Mo CD
0.60% $10,000 $49,999 Compare
Compare with 3.05% APY 3 Year CD from Citizens Access | Advertiser Disclosure Advertisement
36 Mo CD
0.70% $50,000 - Compare
Compare with 3.05% APY 3 Year CD from Citizens Access | Advertiser Disclosure Advertisement
48 Mo CD
1.87% $2,500 - Compare
48 Mo CD
0.60% $10,000 $49,999 Compare
48 Mo CD
0.70% $50,000 - Compare
60 Mo CD
1.87% $2,500 - Compare
Compare with 3.15% APY 5 Year CD from Citizens Access | Advertiser Disclosure Advertisement
60 Mo CD
0.60% $10,000 $49,999 Compare
Compare with 3.15% APY 5 Year CD from Citizens Access | Advertiser Disclosure Advertisement
60 Mo CD
0.70% $50,000 - Compare
Compare with 3.15% APY 5 Year CD from Citizens Access | Advertiser Disclosure Advertisement
SAVINGS RATES APY MIN MAX
Savings
0.10% $5 $9,999 Compare
Compare with 2.15% APY Savings Builder from CIT Bank | Advertiser Disclosure ADVERTISEMENT
MM RATES APY MIN MAX
Money Market
0.10% $1 $9,999 Compare
Money Market
0.15% $10,000 $49,999 Compare
Money Market
0.10% $10,000 $24,999 Compare
Money Market
0.35% $25,000 $99,999 Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
0.25% $100 $9,999
Fixed IRA
0.55% $250 -
Special: 12 Mo FIRA
0.55% $2,500 -
Special: 13 Mo FIRA
0.85% $2,500 -
Special: 36 Mo FIRA
1.75% $2,500 -
INT CHECKING RATES APY MIN MAX
Int Ckg
0.10% $1 -
Int Ckg
0.05% $1 $4,999

Overview 2018

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28489
Date Established 1890
Assets $10.09 billion
Loans $7.49 billion
Deposits $8.31 billion
Capital $1.29 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.22 billion
Interest-bearing balances $0.03 billion
Total securities $1.60 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $7.49 billion
Loan loss allowance $0.09 billion
Trading account assets $0.03 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.28 billion
All other assets $0.32 billion
     Total Assets $8.80 billion

LIABILITIES
Total deposits $8.31 billion
      Interest-bearing deposits $5.05 billion
      Deposits held in domestic offices $8.31 billion
      % insured (estimated) 74.14%
Federal funds purchased and repurchase agreements $0.11 billion
Trading liabilities $0.01 billion
Other borrowed funds $0.24 billion
Subordinated debt $0.00 billion
All other liabilities $0.13 billion
      Total Liabilities $8.80 billion
      Shareholders’ Equity $1.29 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.21 billion
Total Interest Expense $0.01 billion
Net interest income $0.20 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.04 billion
Total non interest expense $0.16 billion
Pre-tax Net Operating Income $0.08 billion

Banner Bank is an FDIC insured institution headquartered at 10 South First Avenue, Walla Walla, WA 99362.
It was founded in 1890 and has approximately $10 billion in assets. Customers can open an account at one of its 190 branches.

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    LOCAL CD
    Banner Bank
    Bank
    WASHINGTON
    $50,000
    3 Month
    0.10%
    0.27x (National Avg. - 0.37%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 2
    ONLINE CD
    Marcus , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    12 Month
    2.55%
    2.78x (National Avg. - 0.92%)
    $500
    -
    SCENARIO
    Year Rate
    2.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,275 893
    2 51,275 1,308 915
    3 52,583 1,341 939
    4 53,923 1,375 963
    5 55,298 1,410 987
    6 56,709 1,446 1,012
    7 58,155 1,483 1,038
    8 59,638 1,521 1,065
    9 61,158 1,560 1,092
    10 62,718 1,599 1,120
    11 64,317 1,640 1,148
    12 65,957 1,682 1,177
    13 67,639 1,725 1,207
    14 69,364 1,769 1,238
    15 71,133 1,814 1,270
    16 72,947 1,860 1,302
    17 74,807 1,908 1,335
    18 76,714 1,956 1,369
    19 78,671 2,006 1,404
    20 80,677 2,057 1,440
    TOTAL $32,734 $22,914
  • 3
    ONLINE CD
    Marcus , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    60 Month
    3.10%
    1.81x (National Avg. - 1.72%)
    $500
    -
    SCENARIO
    Year Rate
    3.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,550 1,085
    2 51,550 1,598 1,119
    3 53,148 1,648 1,153
    4 54,796 1,699 1,189
    5 56,494 1,751 1,226
    6 58,246 1,806 1,264
    7 60,051 1,862 1,303
    8 61,913 1,919 1,344
    9 63,832 1,979 1,385
    10 65,811 2,040 1,428
    11 67,851 2,103 1,472
    12 69,954 2,169 1,518
    13 72,123 2,236 1,565
    14 74,359 2,305 1,614
    15 76,664 2,377 1,664
    16 79,041 2,450 1,715
    17 81,491 2,526 1,768
    18 84,017 2,605 1,823
    19 86,622 2,685 1,880
    20 89,307 2,769 1,938
    TOTAL $42,075 $29,453
  • 4
    ONLINE CD
    Citizens Access , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    12 Month
    2.70%
    2.94x (National Avg. - 0.92%)
    $5,000
    -
    SCENARIO
    Year Rate
    2.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,350 945
    2 51,350 1,386 971
    3 52,736 1,424 997
    4 54,160 1,462 1,024
    5 55,623 1,502 1,051
    6 57,124 1,542 1,080
    7 58,667 1,584 1,109
    8 60,251 1,627 1,139
    9 61,878 1,671 1,169
    10 63,548 1,716 1,201
    11 65,264 1,762 1,233
    12 67,026 1,810 1,267
    13 68,836 1,859 1,301
    14 70,695 1,909 1,336
    15 72,603 1,960 1,372
    16 74,564 2,013 1,409
    17 76,577 2,068 1,447
    18 78,644 2,123 1,486
    19 80,768 2,181 1,527
    20 82,948 2,240 1,568
    TOTAL $35,188 $24,632
  • 5
    ONLINE CD
    Citizens Access , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    36 Month
    3.05%
    2.24x (National Avg. - 1.36%)
    $5,000
    -
    SCENARIO
    Year Rate
    3.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,525 1,068
    2 51,525 1,572 1,100
    3 53,097 1,619 1,134
    4 54,716 1,669 1,168
    5 56,385 1,720 1,204
    6 58,105 1,772 1,241
    7 59,877 1,826 1,278
    8 61,703 1,882 1,317
    9 63,585 1,939 1,358
    10 65,524 1,998 1,399
    11 67,523 2,059 1,442
    12 69,582 2,122 1,486
    13 71,704 2,187 1,531
    14 73,891 2,254 1,578
    15 76,145 2,322 1,626
    16 78,468 2,393 1,675
    17 80,861 2,466 1,726
    18 83,327 2,541 1,779
    19 85,869 2,619 1,833
    20 88,488 2,699 1,889
    TOTAL $41,186 $28,830
  • 6
    ONLINE CD
    Citizens Access , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    60 Month
    3.15%
    1.84x (National Avg. - 1.72%)
    $5,000
    -
    SCENARIO
    Year Rate
    3.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,575 1,103
    2 51,575 1,625 1,137
    3 53,200 1,676 1,173
    4 54,875 1,729 1,210
    5 56,604 1,783 1,248
    6 58,387 1,839 1,287
    7 60,226 1,897 1,328
    8 62,123 1,957 1,370
    9 64,080 2,019 1,413
    10 66,099 2,082 1,457
    11 68,181 2,148 1,503
    12 70,329 2,215 1,551
    13 72,544 2,285 1,600
    14 74,829 2,357 1,650
    15 77,186 2,431 1,702
    16 79,617 2,508 1,756
    17 82,125 2,587 1,811
    18 84,712 2,668 1,868
    19 87,381 2,752 1,927
    20 90,133 2,839 1,987
    TOTAL $42,973 $30,081