Banks | Banner Bank

Banner Bank

Branches

Your current location is: New York, NY

Banner Bank Locations

Rates - February 20, 2019

Your current location is: New York, NY

CD RATES APY MIN MAX
3 Mo CD
0.25% $2,500 - Compare
6 Mo CD
0.55% $2,500 - Compare
Special: 12 Mo CD
0.75% $2,500 - Compare
Special: 12 Mo CD
0.65% $2,500 - Compare
12 Mo CD
0.75% $2,500 - Compare
Special: 13 Mo CD
1.36% $2,500 - Compare
Special: 13 Mo CD
1.26% $2,500 - Compare
18 Mo CD
0.95% $2,500 - Compare
24 Mo CD
1.41% $2,500 - Compare
30 Mo CD
1.41% $2,500 - Compare
Special: 36 Mo CD
2.02% $2,500 - Compare
36 Mo CD
2.17% $2,500 - Compare
48 Mo CD
2.17% $2,500 - Compare
60 Mo CD
2.28% $2,500 - Compare
SAVINGS RATES APY MIN MAX
Savings
0.10% $1 - Compare
Compare with 2.45% APY Savings Builder from CIT Bank | Advertiser Disclosure ADVERTISEMENT
MM RATES APY MIN MAX
Money Market
0.15% $2,500 $9,999 Compare
Money Market
0.35% $10,000 $24,999 Compare
Money Market
0.25% $10,000 $24,999 Compare
Money Market
0.40% $25,000 $99,999 Compare
Money Market
0.35% $25,000 $99,999 Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
0.75% $250 -
Special: 12 Mo FIRA
0.65% $2,500 -
Special: 12 Mo FIRA
0.75% $2,500 -
Special: 13 Mo FIRA
1.36% $2,500 -
Special: 13 Mo FIRA
1.26% $2,500 -
Special: 36 Mo FIRA
2.02% $2,500 -
INT CHECKING RATES APY MIN MAX
Int Ckg
0.05% $1 $4,999

Overview 2019

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28489
Date Established 1890
Assets $10.21 billion
Loans $7.62 billion
Deposits $8.47 billion
Capital $1.30 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.21 billion
Interest-bearing balances $0.03 billion
Total securities $1.60 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $7.62 billion
Loan loss allowance $0.09 billion
Trading account assets $0.03 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.28 billion
All other assets $0.33 billion
     Total Assets $8.91 billion

LIABILITIES
Total deposits $8.47 billion
      Interest-bearing deposits $5.08 billion
      Deposits held in domestic offices $8.47 billion
      % insured (estimated) 73.69%
Federal funds purchased and repurchase agreements $0.10 billion
Trading liabilities $0.01 billion
Other borrowed funds $0.22 billion
Subordinated debt $0.00 billion
All other liabilities $0.12 billion
      Total Liabilities $8.91 billion
      Shareholders’ Equity $1.30 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.33 billion
Total Interest Expense $0.02 billion
Net interest income $0.31 billion
Provision for loan and lease losses $0.01 billion
Total non interest income $0.06 billion
Total non interest expense $0.24 billion
Pre-tax Net Operating Income $0.13 billion

Banner Bank is an FDIC insured institution headquartered at 10 South First Avenue, Walla Walla, WA 99362.
It was founded in 1890 and has approximately $10 billion in assets. Customers can open an account at one of its 190 branches.

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    LOCAL SAVINGS
    Banner Bank
    Bank
    WASHINGTON
    $50,000
    N.A.
    0.10%
    0.49x (National Avg. - 0.20%)
    $1
    -
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 2
    ONLINE SAVINGS
    CIT Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    N.A.
    2.45%
    12.01x (National Avg. - 0.20%)
    $25,000
    -
    SCENARIO
    Year Rate
    2.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,225 858
    2 51,225 1,255 879
    3 52,480 1,286 900
    4 53,766 1,317 922
    5 55,083 1,350 945
    6 56,433 1,383 968
    7 57,815 1,416 992
    8 59,232 1,451 1,016
    9 60,683 1,487 1,041
    10 62,170 1,523 1,066
    11 63,693 1,560 1,092
    12 65,253 1,599 1,119
    13 66,852 1,638 1,147
    14 68,490 1,678 1,175
    15 70,168 1,719 1,203
    16 71,887 1,761 1,233
    17 73,648 1,804 1,263
    18 75,452 1,849 1,294
    19 77,301 1,894 1,326
    20 79,195 1,940 1,358
    TOTAL $31,135 $21,795