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Central Bank and Trust of Lander, Wyoming


ACH Number: 102300404

Central Bank and Trust of Lander, Wyoming is an FDIC insured institution headquartered at 285 Main St, Lander, WY 82520.
It was founded in 1890 and has approximately $0 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - June 28, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.45% $10,000 Compare
12 Mo CD
0.45% $100,000 Compare
18 Mo CD
0.55% $10,000 Compare
18 Mo CD
0.55% $100,000 Compare
24 Mo CD
0.80% $10,000 Compare
24 Mo CD
0.80% $100,000 Compare
30 Mo CD
0.95% $10,000 Compare
30 Mo CD
0.95% $100,000 Compare
36 Mo CD
1.10% $10,000 Compare
36 Mo CD
1.10% $100,000 Compare
60 Mo CD
1.40% $10,000 Compare
60 Mo CD
1.40% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 529
Date Established 1890
Assets $ 202.10 million
Loans $ 108.61 million
Deposits $ 183.47 million
Capital $ 16.86 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 6.49 million
Interest-bearing balances $ 3.79 million
Total securities $ 83.15 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 108.61 million
Loan loss allowance $ 0.79 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.20 million
Goodwill and other intangibles N.A.
All other assets $ 1.06 million
     Total Assets $ 185.25 million

LIABILITIES
Total deposits $ 183.47 million
      Interest-bearing deposits $ 131.71 million
      Deposits held in domestic offices $ 183.47 million
      % insured (estimated)" 67.08%
Federal funds purchased and repurchase agreements $ 1.50 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.18 millionn
      Total Liabilities $ 185.25 million
      Shareholders’ Equity $ 16.86 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 9.27 million
Total Interest Expense $ 1.01 million
Net interest income $ 8.26 million
Provision for loan and lease losses $ 0.02 million
Total non interest income $ 0.61 million
Total non interest expense $ 5.52 million
Pre-tax Net Operating Income $ 0.99 million

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