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Charles Schwab Bank, SSB


Phone: 888 403 9000

ACH Number: 121202211

SWIFT Code: CSCHUS6SXXX

Charles Schwab Bank, SSB is an FDIC insured institution headquartered at 3000 Schwab Way, Westlake, TX 76262.
It was founded in 2003 and has approximately $254 billion in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - April 26, 2026

SAVINGS RATES APY MIN
SAV
0.15% $0 Compare
CD RATES APY MIN
3 Mo CD
3.91% $1,000 Compare
6 Mo CD
3.89% $1,000 Compare
9 Mo CD
3.92% $1,000 Compare
12 Mo CD
4.00% $1,000 Compare
18 Mo CD
3.90% $1,000 Compare
24 Mo CD
3.95% $1,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.05% $0




Loan Rates - April 26, 2026

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
5 Year Adjustable Jumbo
6.31% $2,136.28
5 Year Adjustable Conforming
6.43% $2,185.79
7 Year Adjustable Jumbo
6.21% $2,077.22
7 Year Adjustable Conforming
6.29% $2,138.00
10 Year Adjustable Jumbo
7.40% $2,015.26
10 Year Adjustable Conforming
7.68% $2,107.31
15 Year Fixed Jumbo
7.07% $2,755.10
15 Year Fixed Conforming
7.17% $2,689.46
20 Year Fixed Conforming
5.94% $2,317.20
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
5 Year Adjustable Jumbo
6.31% $2,136.28
5 Year Adjustable Conforming
6.43% $2,185.79
7 Year Adjustable Jumbo
6.21% $2,077.22
7 Year Adjustable Conforming
6.29% $2,138.00
10 Year Adjustable Jumbo
7.40% $2,015.26
10 Year Adjustable Conforming
7.68% $2,107.31
15 Year Fixed Jumbo
7.07% $2,755.10
15 Year Fixed Conforming
7.17% $2,689.46
20 Year Fixed Conforming
5.94% $2,317.20
30 Year Fixed Conforming
6.17% $1,969.25
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from West Capital Lending   West Capital Lending
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
5.74% Varies
Compare with 6.95 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with 6.95 RATE Line of Credit from Valley Strong Credit Union Valley Strong Credit Union
Compare with 7.375 RATE Line of Credit from Splash Financial Splash Financial
Compare with RATE Line of Credit from AmeriSave Mortgage Corporation AmeriSave Mortgage Corporation
Compare with RATE Line of Credit from Unlock Technologies, Inc. Unlock Technologies, Inc.
Compare with RATE Line of Credit from Figure Home Equity Line Figure Home Equity Line
Compare with RATE Line of Credit from CrossCountry Mortgage, LLC CrossCountry Mortgage, LLC
Compare with RATE Line of Credit from Splash Financial Splash Financial
See Other Home Equity Rates →

Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57450
Date Established 2003
Assets $ 253.77 billion
Loans $ 54.70 billion
Deposits $ 230.50 billion
Capital $ 18.66 billion

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 24.65 billion
Interest-bearing balances $ 24.59 billion
Total securities $ 167.81 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 54.70 billion
Loan loss allowance $ 36.00 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.00 million
Goodwill and other intangibles $ 17.00 million
All other assets $ 6.80 billion
     Total Assets $ 235.11 billion

LIABILITIES
Total deposits $ 230.50 billion
      Interest-bearing deposits $ 230.25 billion
      Deposits held in domestic offices $ 230.50 billion
      % insured (estimated)" 81.07%
Federal funds purchased and repurchase agreements $ 1,250.00 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 841.00 millionn
      Total Liabilities $ 235.11 billion
      Shareholders’ Equity $ 18.66 billion

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 5.96 billion
Total Interest Expense $ 1,973.00 million
Net interest income $ 3.98 billion
Provision for loan and lease losses $ 15.00 million
Total non interest income $ 32.00 million
Total non interest expense $ 863.00 million
Pre-tax Net Operating Income $ 2.05 billion

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