Charles Schwab Bank, SSB
Phone: 888 403 9000
ACH Number: 121202211
SWIFT Code: CSCHUS6SXXX
Charles Schwab Bank, SSB is an FDIC insured institution headquartered at
3000 Schwab Way, Westlake, TX 76262.
It was founded in
2003 and has approximately $243 billion in assets. Customers can open an account at one of its 12 branches.
It was founded in 2003 and has approximately $243 billion in assets. Customers can open an account at one of its 12 branches.
Deposit Rates - March 12, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.15% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.80% | $1,000 | Compare |
|
6 Mo CD
|
3.79% | $1,000 | Compare |
|
9 Mo CD
|
3.82% | $1,000 | Compare |
|
12 Mo CD
|
3.85% | $1,000 | Compare |
|
18 Mo CD
|
3.70% | $1,000 | Compare |
|
24 Mo CD
|
3.90% | $1,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $0 |
Loan Rates - March 12, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Jumbo
|
6.21% | $2,136.28 |
|
5 Year Adjustable Conforming
|
6.33% | $2,185.79 |
|
7 Year Adjustable Jumbo
|
6.08% | $2,077.22 |
|
7 Year Adjustable Conforming
|
6.16% | $2,138.00 |
|
10 Year Adjustable Jumbo
|
7.40% | $2,015.26 |
|
10 Year Adjustable Conforming
|
7.68% | $2,107.31 |
|
15 Year Fixed Jumbo
|
7.07% | $2,755.10 |
|
15 Year Fixed Conforming
|
7.17% | $2,689.46 |
|
20 Year Fixed Conforming
|
5.84% | $2,317.20 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Jumbo
|
6.21% | $2,136.28 |
|
5 Year Adjustable Conforming
|
6.33% | $2,185.79 |
|
7 Year Adjustable Jumbo
|
6.08% | $2,077.22 |
|
7 Year Adjustable Conforming
|
6.16% | $2,138.00 |
|
10 Year Adjustable Jumbo
|
7.40% | $2,015.26 |
|
10 Year Adjustable Conforming
|
7.68% | $2,107.31 |
|
15 Year Fixed Jumbo
|
7.07% | $2,755.10 |
|
15 Year Fixed Conforming
|
7.17% | $2,689.46 |
|
20 Year Fixed Conforming
|
7.38% | $2,554.08 |
|
30 Year Fixed Conforming
|
6.04% | $1,969.25 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 57450 |
| Date Established | 2003 |
| Assets | $ 243.11 billion |
| Loans | $ 50.93 billion |
| Deposits | $ 214.26 billion |
| Capital | $ 21.33 billion |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 15.37 billion |
| Interest-bearing balances | $ 15.33 billion |
| Total securities | $ 169.71 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 50.93 billion |
| Loan loss allowance | $ 22.00 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 1.00 million |
| Goodwill and other intangibles | $ 17.00 million |
| All other assets | $ 6.80 billion |
| Total Assets | $ 221.78 billion |
| LIABILITIES | |
| Total deposits | $ 214.26 billion |
| Interest-bearing deposits | $ 213.98 billion |
| Deposits held in domestic offices | $ 214.26 billion |
| % insured (estimated)" | 83.01% |
| Federal funds purchased and repurchase agreements | $ 4.80 billion |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 841.00 millionn |
| Total Liabilities | $ 221.78 billion |
| Shareholders’ Equity | $ 21.33 billion |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 4.49 billion |
| Total Interest Expense | $ 1,679.00 million |
| Net interest income | $ 2.81 billion |
| Provision for loan and lease losses | $ 1.00 million |
| Total non interest income | $ 22.00 million |
| Total non interest expense | $ 654.00 million |
| Pre-tax Net Operating Income | $ 2.05 billion |
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