Citizens Bank & Trust Company of Vivian, Louisiana


Citizens Bank & Trust Company of Vivian, Louisiana is an FDIC insured institution headquartered at 120 W Arkansas Ave, Vivian, LA 71082.
It was founded in 1967 and has approximately $0 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - July 03, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.45% $10,000 Compare
6 Mo CD
0.45% $100,000 Compare
12 Mo CD
0.75% $10,000 Compare
12 Mo CD
0.75% $100,000 Compare
18 Mo CD
0.75% $10,000 Compare
18 Mo CD
0.75% $100,000 Compare
24 Mo CD
0.90% $10,000 Compare
24 Mo CD
0.90% $100,000 Compare
30 Mo CD
0.90% $10,000 Compare
30 Mo CD
0.90% $100,000 Compare
36 Mo CD
0.75% $10,000 Compare
36 Mo CD
0.75% $100,000 Compare
48 Mo CD
1.00% $10,000 Compare
48 Mo CD
1.00% $100,000 Compare
60 Mo CD
1.26% $10,000 Compare
60 Mo CD
1.26% $100,000 Compare
MM RATES APY MIN
Money Market
0.75% $2,500 Compare
Money Market
0.75% $10,000 Compare
Money Market
0.75% $25,000 Compare
PREMM RATES APY MIN
Premium Money Market
1.00% $10,000 Compare
Premium Money Market
1.00% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1
Int Ckg
1.26% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19744
Date Established 1967
Assets $ 159.00 million
Loans $ 70.19 million
Deposits $ 142.52 million
Capital $ 10.25 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 10.75 million
Interest-bearing balances $ 7.71 million
Total securities $ 66.39 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 70.19 million
Loan loss allowance $ 0.55 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.78 million
All other assets $ 5.63 million
     Total Assets $ 148.75 million

LIABILITIES
Total deposits $ 142.52 million
      Interest-bearing deposits $ 104.88 million
      Deposits held in domestic offices $ 142.52 million
      % insured (estimated)" 75.87%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 0.62 million
Subordinated debt N.A.
All other liabilities $ 0.24 millionn
      Total Liabilities $ 148.75 million
      Shareholders’ Equity $ 10.25 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 7.06 million
Total Interest Expense $ 2.25 million
Net interest income $ 4.81 million
Provision for loan and lease losses $ 1.93 million
Total non interest income $ 3.20 million
Total non interest expense $ 7.87 million
Pre-tax Net Operating Income $ 0.44 million

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