Exchange Bank of Northeast Missouri
Exchange Bank of Northeast Missouri is an FDIC insured institution headquartered at
268 N Johnson St, Kahoka, MO 63445.
It was founded in
1903 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.
Deposit Rates - December 14, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.18% | $60 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.40% | $500 | Compare |
|
12 Mo CD
|
0.65% | $500 | Compare |
|
Special: 15 Mo CD
|
1.00% | $500 | Compare |
|
18 Mo CD
|
0.65% | $500 | Compare |
|
24 Mo CD
|
0.80% | $500 | Compare |
|
30 Mo CD
|
0.80% | $500 | Compare |
|
36 Mo CD
|
1.00% | $500 | Compare |
|
48 Mo CD
|
1.21% | $500 | Compare |
|
60 Mo CD
|
1.41% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.15% | $2,500 | Compare |
|
Money Market
|
0.20% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 15 Mo FIRA
|
1.00% | $500 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.10% | $1,000 |
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$0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 8274 |
| Date Established | 1903 |
| Assets | $ 320.43 million |
| Loans | $ 189.74 million |
| Deposits | $ 288.25 million |
| Capital | $ 29.09 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 38.15 million |
| Interest-bearing balances | $ 33.31 million |
| Total securities | $ 73.71 million |
| Federal funds sold and reverse repurchase | $ 2.17 million |
| Net loans and leases | $ 189.74 million |
| Loan loss allowance | $ 2.86 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.08 million |
| Goodwill and other intangibles | $ 3.67 million |
| All other assets | $ 6.44 million |
| Total Assets | $ 291.34 million |
| LIABILITIES | |
| Total deposits | $ 288.25 million |
| Interest-bearing deposits | $ 212.50 million |
| Deposits held in domestic offices | $ 288.25 million |
| % insured (estimated)" | 86.06% |
| Federal funds purchased and repurchase agreements | $ 1.46 million |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 0.97 millionn |
| Total Liabilities | $ 291.34 million |
| Shareholders’ Equity | $ 29.09 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 8.76 million |
| Total Interest Expense | $ 2.54 million |
| Net interest income | $ 6.22 million |
| Provision for loan and lease losses | $ 0.26 million |
| Total non interest income | $ 0.53 million |
| Total non interest expense | $ 4.38 million |
| Pre-tax Net Operating Income | $ 0.81 million |
Customer Reviews for Exchange Bank of Northeast Missouri
Branches
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Exchange Bank of Northeast Missouri Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankMISSOURI$50,000N.A.0.18%0.80x (National Avg. - 0.23%)$60-SCENARIO
Year Rate
0.18%Annual
InterestAnnual Interest
(After Tax)1 50,000 90 63 2 50,090 90 63 3 50,180 90 63 4 50,270 90 63 5 50,361 91 63 6 50,452 91 64 7 50,542 91 64 8 50,633 91 64 9 50,725 91 64 10 50,816 91 64 11 50,907 92 64 12 50,999 92 64 13 51,091 92 64 14 51,183 92 64 15 51,275 92 65 16 51,367 92 65 17 51,460 93 65 18 51,552 93 65 19 51,645 93 65 20 51,738 93 65 TOTAL $1,831 $1,282 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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