First International Bank & Trust is an FDIC insured institution headquartered at
100 N Main St, Watford City, ND 58854.
It was founded in
1910 and has approximately $5 billion in assets. Customers can open an account at one of its 27 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.30% | $10,000 | Compare |
|
6 Mo CD
|
0.30% | $100,000 | Compare |
|
12 Mo CD
|
0.40% | $10,000 | Compare |
|
12 Mo CD
|
0.40% | $100,000 | Compare |
|
Special: 13 Mo CD
|
0.75% | $2,500 | Compare |
|
18 Mo CD
|
0.45% | $10,000 | Compare |
|
18 Mo CD
|
0.45% | $100,000 | Compare |
|
Special: 23 Mo CD
|
1.00% | $2,500 | Compare |
|
24 Mo CD
|
0.55% | $10,000 | Compare |
|
24 Mo CD
|
0.55% | $100,000 | Compare |
|
30 Mo CD
|
0.60% | $10,000 | Compare |
|
30 Mo CD
|
0.60% | $100,000 | Compare |
|
36 Mo CD
|
0.65% | $10,000 | Compare |
|
36 Mo CD
|
0.65% | $100,000 | Compare |
|
48 Mo CD
|
0.90% | $10,000 | Compare |
|
48 Mo CD
|
0.90% | $100,000 | Compare |
|
60 Mo CD
|
1.00% | $10,000 | Compare |
|
60 Mo CD
|
1.00% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.75% | $2,500 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-04-18 |
Intro APR: 6.490 %
After Intro:7.750 % Intro Period: 12 months |
$25,000 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
Reliant Home Funding, Inc. NMLS ID: 292473 |
6.496% |
$1,997
Fees & Points
$4,072 Total
0.649 Pts ($2,077) $1,995 Fees |
Farmers Bank of Kansas City NMLS ID: 613839 |
6.740% |
$2,049
Fees & Points
$3,804 Total
0.599 Pts ($1,917) $1,887 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.818% |
$2,049
Fees & Points
$6,400 Total
1.000 Pts ($3,200) $3,200 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 10248 |
| Date Established | 1910 |
| Assets | $ 5.47 billion |
| Loans | $ 4.32 billion |
| Deposits | $ 4.86 billion |
| Capital | $ 473.41 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 319.30 million |
| Interest-bearing balances | $ 271.21 million |
| Total securities | $ 578.87 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 4.32 billion |
| Loan loss allowance | $ 46.30 million |
| Trading account assets | $ 2.13 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 9.66 million |
| Goodwill and other intangibles | $ 14.70 million |
| All other assets | $ 68.95 million |
| Total Assets | $ 5.00 billion |
| LIABILITIES | |
| Total deposits | $ 4.86 billion |
| Interest-bearing deposits | $ 3.69 billion |
| Deposits held in domestic offices | $ 4.86 billion |
| % insured (estimated)" | 65.10% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | $ 2.13 million |
| Other borrowed funds | $ 40.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 24.44 millionn |
| Total Liabilities | $ 5.00 billion |
| Shareholders’ Equity | $ 473.41 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 76.44 million |
| Total Interest Expense | $ 24.43 million |
| Net interest income | $ 52.01 million |
| Provision for loan and lease losses | $ 1.10 million |
| Total non interest income | $ 13.63 million |
| Total non interest expense | $ 42.90 million |
| Pre-tax Net Operating Income | $ 37.76 million |
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