First Internet Bank of Indiana
First Internet Bank of Indiana is an FDIC insured institution headquartered at
8701 E 116th St, Fishers, IN 46038.
It was founded in
1998 and has approximately $6 billion in assets. Customers can open an account at one of its 2 branches.
Deposit Rates - December 17, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.80% | $25 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.14% | $1,000 | Compare |
|
6 Mo CD
|
3.76% | $1,000 | Compare |
|
12 Mo CD
|
3.67% | $1,000 | Compare |
|
18 Mo CD
|
3.38% | $1,000 | Compare |
|
24 Mo CD
|
3.30% | $1,000 | Compare |
|
36 Mo CD
|
3.30% | $1,000 | Compare |
|
48 Mo CD
|
3.45% | $1,000 | Compare |
|
60 Mo CD
|
3.45% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
3.09% | $1,000 | Compare |
|
Money Market
|
3.64% | $1,000,000 | Compare |
Featured Home Equity Rates
-
Sponsored
-
REFI, HELOC, & Home Equity Loan Options $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Intro APR: 8.500 %
After Intro:8.500 %
$25,000 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-12-17As low as 6.52% APR on your initial draw* $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-12-17Home Equity Loans & Refinance – Cash out $0 -
Rate
NMLS ID: 2611 / Updated 2025-12-17Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
Owning.com
NMLS ID: 2611 / Updated 2025-12-17Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-12-17Unlock Your Home's Potential $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-12-17Get cash now in exchange for a percentage of your homes future equity. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-12-17Get up to $600k with no monthly payments, ever. $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Basis Lending, LLC
NMLS ID: 24631245.812% $1,843 Fees & Points $6,670 Total
1.000 Pts ($3,200)
$3,470 Fees -
Pure Rate Mortgage
NMLS ID: 25784745.956% $1,893 Fees & Points $2,810 Total
0.550 Pts ($1,760)
$1,050 Fees -
West Capital Lending
NMLS ID: 15660965.993% $1,893 Fees & Points $4,092 Total
0.874 Pts ($2,797)
$1,295 Fees -
5.995% $1,893 Fees & Points $4,262 Total
0.710 Pts ($2,272)
$1,990 Fees -
6.063% $1,917 Fees & Points $2,904 Total
0.786 Pts ($2,515)
$389 Fees -
Northpointe Bank
NMLS ID: 4474906.081% $1,919 Fees & Points $2,768 Total
0.429 Pts ($1,373)
$1,395 Fees -
PenFed Credit Union
NMLS ID: 4018226.186% $1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees -
Refi.com
NMLS ID: 19076.190% $1,945 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees -
Yakima Federal Savings & Loan Association
NMLS ID: 4329806.245% $1,945 Fees & Points $4,324 Total
0.000 Pts ($0)
$4,324 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.363% $1,971 Fees & Points $3,823 Total
0.976 Pts ($3,123)
$700 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 34607 |
| Date Established | 1998 |
| Assets | $ 6.05 billion |
| Loans | $ 4.44 billion |
| Deposits | $ 5.31 billion |
| Capital | $ 459.94 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 446.66 million |
| Interest-bearing balances | $ 437.40 million |
| Total securities | $ 919.05 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 4.44 billion |
| Loan loss allowance | $ 46.52 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 1.73 million |
| Goodwill and other intangibles | $ 21.50 million |
| All other assets | $ 105.91 million |
| Total Assets | $ 5.59 billion |
| LIABILITIES | |
| Total deposits | $ 5.31 billion |
| Interest-bearing deposits | $ 5.15 billion |
| Deposits held in domestic offices | $ 5.31 billion |
| % insured (estimated)" | 72.57% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 464.93 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 11.07 millionn |
| Total Liabilities | $ 5.59 billion |
| Shareholders’ Equity | $ 459.94 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 157.72 million |
| Total Interest Expense | $ 101.45 million |
| Net interest income | $ 56.27 million |
| Provision for loan and lease losses | $ 25.54 million |
| Total non interest income | $ 14.72 million |
| Total non interest expense | $ 43.58 million |
| Pre-tax Net Operating Income | $ 28.65 million |
Customer Reviews for First Internet Bank of Indiana
Branches
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Your current location is: Seattle, WA
First Internet Bank of Indiana Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSBank-$50,000N.A.0.80%3.54x (National Avg. - 0.23%)$25-SCENARIO
Year Rate
0.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 400 280 2 50,400 403 282 3 50,803 406 284 4 51,210 410 287 5 51,619 413 289 6 52,032 416 291 7 52,449 420 294 8 52,868 423 296 9 53,291 426 298 10 53,717 430 301 11 54,147 433 303 12 54,580 437 306 13 55,017 440 308 14 55,457 444 311 15 55,901 447 313 16 56,348 451 316 17 56,799 454 318 18 57,253 458 321 19 57,711 462 323 20 58,173 465 326 TOTAL $8,638 $6,047 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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