Banks | First-Lockhart National Bank
Language

First-Lockhart National Bank


First-Lockhart National Bank is an FDIC insured institution headquartered at 111 S Main St, Lockhart, TX 78644.
It was founded in 1934 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - April 25, 2025

SAVINGS RATES APY MIN
Savings
0.16% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.50% $10,000 Compare
6 Mo CD
0.60% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.60% $100,000 Compare
18 Mo CD
0.50% $10,000 Compare
18 Mo CD
0.60% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.60% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.60% $100,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 13599
Date Established 1934
Assets $ 405.81 million
Loans $ 269.34 million
Deposits $ 368.89 million
Capital $ 34.45 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 76.13 million
Interest-bearing balances $ 58.57 million
Total securities $ 39.66 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 269.34 million
Loan loss allowance $ 3.25 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.65 million
Goodwill and other intangibles N.A.
All other assets $ 9.30 million
     Total Assets $ 371.36 million

LIABILITIES
Total deposits $ 368.89 million
      Interest-bearing deposits $ 288.31 million
      Deposits held in domestic offices $ 368.89 million
      % insured (estimated)" 71.28%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 2.28 millionn
      Total Liabilities $ 371.36 million
      Shareholders’ Equity $ 34.45 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 19.11 million
Total Interest Expense $ 6.42 million
Net interest income $ 12.69 million
Provision for loan and lease losses N.A.
Total non interest income $ 1.26 million
Total non interest expense $ 11.50 million
Pre-tax Net Operating Income $ 1.63 million

Customer Reviews for First-Lockhart National Bank

There are currently no comments for First-Lockhart National Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: Columbus, OH

First-Lockhart National Bank Locations

Other Banks to Consider