First-Lockhart National Bank


First-Lockhart National Bank is an FDIC insured institution headquartered at 111 S Main St, Lockhart, TX 78644.
It was founded in 1934 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - November 03, 2025

SAVINGS RATES APY MIN
Savings
0.16% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.50% $10,000 Compare
6 Mo CD
0.60% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.60% $100,000 Compare
18 Mo CD
0.50% $10,000 Compare
18 Mo CD
0.60% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.60% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.60% $100,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 13599
Date Established 1934
Assets $ 378.76 million
Loans $ 278.61 million
Deposits $ 340.85 million
Capital $ 35.65 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 45.44 million
Interest-bearing balances $ 38.46 million
Total securities $ 34.58 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 278.61 million
Loan loss allowance $ 3.22 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 9.30 million
     Total Assets $ 343.11 million

LIABILITIES
Total deposits $ 340.85 million
      Interest-bearing deposits $ 254.83 million
      Deposits held in domestic offices $ 340.85 million
      % insured (estimated)" 76.03%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 2.28 millionn
      Total Liabilities $ 343.11 million
      Shareholders’ Equity $ 35.65 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 10.14 million
Total Interest Expense $ 2.96 million
Net interest income $ 7.18 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.49 million
Total non interest expense $ 6.12 million
Pre-tax Net Operating Income $ 1.63 million

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First-Lockhart National Bank Locations