First National Bank & Trust Company is an FDIC insured institution headquartered at
2 Kelli Ct, Clinton, IL 61727.
It was founded in
1872 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.07% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.11% | $10,000 | Compare |
|
6 Mo CD
|
0.14% | $100,000 | Compare |
|
12 Mo CD
|
0.14% | $10,000 | Compare |
|
12 Mo CD
|
0.17% | $100,000 | Compare |
|
18 Mo CD
|
0.19% | $10,000 | Compare |
|
18 Mo CD
|
0.22% | $100,000 | Compare |
|
24 Mo CD
|
0.30% | $10,000 | Compare |
|
24 Mo CD
|
0.33% | $100,000 | Compare |
|
36 Mo CD
|
0.47% | $10,000 | Compare |
|
36 Mo CD
|
0.50% | $100,000 | Compare |
|
60 Mo CD
|
0.62% | $10,000 | Compare |
|
60 Mo CD
|
0.65% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.03% | $2,500 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.240 %
After Intro:6.240 % |
$0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
Pentagon Federal Credit Union NMLS ID: 401822 |
0.000% |
$0
Fees & Points
$0 Total
0.000 Pts ($0) $0 Fees |
Reliant Home Funding, Inc. NMLS ID: 292473 |
6.019% |
$1,893
Fees & Points
$4,997 Total
0.938 Pts ($3,002) $1,995 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.277% |
$1,945
Fees & Points
$5,195 Total
1.000 Pts ($3,200) $1,995 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 3639 |
| Date Established | 1872 |
| Assets | $ 405.87 million |
| Loans | $ 144.53 million |
| Deposits | $ 379.42 million |
| Capital | $ 14.96 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 9.22 million |
| Interest-bearing balances | $ 4.17 million |
| Total securities | $ 222.69 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 144.53 million |
| Loan loss allowance | $ 1.15 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 4.76 million |
| All other assets | $ 18.57 million |
| Total Assets | $ 390.90 million |
| LIABILITIES | |
| Total deposits | $ 379.42 million |
| Interest-bearing deposits | $ 344.85 million |
| Deposits held in domestic offices | $ 379.42 million |
| % insured (estimated)" | 74.21% |
| Federal funds purchased and repurchase agreements | $ 6.31 million |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 1.80 millionn |
| Total Liabilities | $ 390.90 million |
| Shareholders’ Equity | $ 14.96 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 11.97 million |
| Total Interest Expense | $ 6.12 million |
| Net interest income | $ 5.85 million |
| Provision for loan and lease losses | $ 0.63 million |
| Total non interest income | $ 0.54 million |
| Total non interest expense | $ 6.81 million |
| Pre-tax Net Operating Income | $ 1.12 million |
Click on location and enter new zip number to change."
Your current location is: New York City, NY
There are currently no comments for First National Bank & Trust Company. Be the first to share your experience. Please provide comments that will help others.