Banks | F&M Bank
Language

F&M Bank


ACH Number: 64103367

F&M Bank is an FDIC insured institution headquartered at 50 Franklin St, Clarksville, TN 37040.
It was founded in 1906 and has approximately $2 billion in assets. Customers can open an account at one of its 21 branches.

Deposit Rates - March 19, 2026

SAVINGS RATES APY MIN
Savings
0.15% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.35% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.40% $10,000 Compare
12 Mo CD
0.40% $100,000 Compare
18 Mo CD
0.45% $10,000 Compare
18 Mo CD
0.45% $100,000 Compare
24 Mo CD
0.45% $10,000 Compare
24 Mo CD
0.45% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.15% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9963
Date Established 1906
Assets $ 1,533.27 million
Loans $ 1,156.98 million
Deposits $ 1,360.85 million
Capital $ 148.55 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 55.47 million
Interest-bearing balances $ 46.07 million
Total securities $ 176.54 million
Federal funds sold and reverse repurchase $ 25.00 million
Net loans and leases $ 1,156.98 million
Loan loss allowance $ 8.34 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 25.85 million
All other assets $ 35.29 million
     Total Assets $ 1,384.72 million

LIABILITIES
Total deposits $ 1,360.85 million
      Interest-bearing deposits $ 1,155.54 million
      Deposits held in domestic offices $ 1,360.85 million
      % insured (estimated)" 74.26%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 19.48 million
Subordinated debt N.A.
All other liabilities $ 19.83 millionn
      Total Liabilities $ 1,384.72 million
      Shareholders’ Equity $ 148.55 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 62.76 million
Total Interest Expense $ 24.49 million
Net interest income $ 38.27 million
Provision for loan and lease losses N.A.
Total non interest income $ 6.18 million
Total non interest expense $ 31.64 million
Pre-tax Net Operating Income $ 7.47 million

Customer Reviews for F&M Bank

There are currently no comments for F&M Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: New York City, NY

F&M Bank Locations

Other Banks to Consider