ACH Number: 114000093
SWIFT Code: FRSTUS44XXX
Frost Bank is an FDIC insured institution headquartered at
111 W Houston St, San Antonio, TX 78205.
It was founded in
1899 and has approximately $53 billion in assets. Customers can open an account at one of its 160 branches.
Deposit Rates -
August 22, 2026
SAVINGS RATES
APY
MIN
SAV
0.20%
$0
Compare
CD RATES
APY
MIN
1 Mo CD
1.20%
$1,000
Compare
2 Mo CD
1.30%
$1,000
Compare
3 Mo CD
3.05%
$1,000
Compare
3 Mo CD
3.35%
$100,000
Compare
6 Mo CD
2.65%
$1,000
Compare
6 Mo CD
3.05%
$100,000
Compare
12 Mo CD
2.25%
$1,000
Compare
12 Mo CD
2.70%
$100,000
Compare
24 Mo CD
2.05%
$1,000
Compare
24 Mo CD
2.55%
$100,000
Compare
MM RATES
APY
MIN
Money Market
1.10%
$0
Compare
Money Market
1.10%
$25,000
Compare
Money Market
1.15%
$50,000
Compare
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 5510
Date Established
1899
Assets
$ 53.13 billion
Loans
$ 21.61 billion
Deposits
$ 43.33 billion
Capital
$ 4.54 billion
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 8.87 billion
Interest-bearing balances
$ 8.18 billion
Total securities
$ 19.36 billion
Federal funds sold and reverse repurchase
$ 9.65 million
Net loans and leases
$ 21.61 billion
Loan loss allowance
$ 281.50 million
Trading account assets
$ 148.63 million
Bank premises and fixed assets
N.A.
Other real estate owned
$ 1.35 million
Goodwill and other intangibles
$ 692.23 million
All other assets
$ 981.96 million
Total Assets
$ 48.59 billion
LIABILITIES
Total deposits
$ 43.33 billion
Interest-bearing deposits
$ 28.77 billion
Deposits held in domestic offices
$ 43.33 billion
% insured (estimated)"
48.74%
Federal funds purchased and repurchase agreements
$ 4.54 billion
Trading liabilities
$ 109.26 million
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 558.14 millionn
Total Liabilities
$ 48.59 billion
Shareholders’ Equity
$ 4.54 billion
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 2.42 billion
Total Interest Expense
$ 672.25 million
Net interest income
$ 1,751.32 million
Provision for loan and lease losses
$ 44.20 million
Total non interest income
$ 497.78 million
Total non interest expense
$ 1,412.45 million
Pre-tax Net Operating Income
$ 259.70 million
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