Intrust Bank, National Association
Intrust Bank, National Association is an FDIC insured institution headquartered at
105 N Main St, Wichita, KS 67202.
It was founded in
1876 and has approximately $7 billion in assets. Customers can open an account at one of its 46 branches.
Deposit Rates - January 22, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.60% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.05% | $500 | Compare |
|
12 Mo CD
|
3.05% | $500 | Compare |
|
18 Mo CD
|
2.65% | $500 | Compare |
|
24 Mo CD
|
2.40% | $500 | Compare |
|
36 Mo CD
|
1.90% | $500 | Compare |
|
48 Mo CD
|
1.90% | $500 | Compare |
|
60 Mo CD
|
1.90% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
1.15% | $10,000 | Compare |
|
Money Market
|
1.15% | $25,000 | Compare |
|
Money Market
|
1.90% | $100,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.20% | $100 |
Featured Home Equity Rates
-
Sponsored
-
REFI, HELOC, & Home Equity Loan Options $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
Spring EQ
NMLS ID: 1464945 / Updated 2026-01-22The leader for homeowners tapping cash from their homes since 2016. $0 -
Rate
NMLS ID: 2611 / Updated 2026-01-22Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-01-22Unlock Your Home's Potential $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-01-22Get cash now in exchange for a percentage of your homes future equity. $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-01-22Get up to $600k with no monthly payments, ever. $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-01-22As low as 6.52% APR on your initial draw* $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-01-22Home Equity Loans & Refinance – Cash out $0 -
Renofi
NMLS ID: 1802847 / Updated 2026-01-22Renovating? Work with experts in renovation financing $0 -
Owning.com
NMLS ID: 2611 / Updated 2026-01-22Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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0.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
5.624% $1,817 Fees & Points $4,400 Total
0.875 Pts ($2,800)
$1,600 Fees -
District Lending
NMLS ID: 18352855.633% $1,817 Fees & Points $4,707 Total
0.971 Pts ($3,107)
$1,600 Fees -
Basis Lending, LLC
NMLS ID: 24631245.674% $1,817 Fees & Points $6,270 Total
0.875 Pts ($2,800)
$3,470 Fees -
5.697% $1,817 Fees & Points $6,995 Total
0.875 Pts ($2,800)
$4,195 Fees -
5.872% $1,868 Fees & Points $4,294 Total
1.000 Pts ($3,200)
$1,094 Fees -
Northpointe Bank
NMLS ID: 4474905.875% $1,868 Fees & Points $4,355 Total
0.925 Pts ($2,960)
$1,395 Fees -
5.977% $1,893 Fees & Points $3,555 Total
0.800 Pts ($2,560)
$995 Fees -
West Capital Lending
NMLS ID: 15660965.993% $1,893 Fees & Points $4,089 Total
0.873 Pts ($2,794)
$1,295 Fees -
5.999% $1,893 Fees & Points $4,390 Total
0.750 Pts ($2,400)
$1,990 Fees -
DECO Mortgage
NMLS ID: 25614516.003% $1,893 Fees & Points $4,553 Total
0.866 Pts ($2,771)
$1,782 Fees -
Farmers Bank of Kansas City
NMLS ID: 6138396.045% $1,917 Fees & Points $1,887 Total
0.000 Pts ($0)
$1,887 Fees -
PenFed Credit Union
NMLS ID: 4018226.059% $1,893 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees -
Better.com
NMLS ID: 3305116.082% $1,919 Fees & Points $2,822 Total
0.571 Pts ($1,827)
$995 Fees -
Refi.com
NMLS ID: 19076.190% $1,945 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees -
6.250% $1,971 Fees & Points $389 Total
0.000 Pts ($0)
$389 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.492% $1,997 Fees & Points $3,942 Total
0.607 Pts ($1,942)
$2,000 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 4799 |
| Date Established | 1876 |
| Assets | $ 6.80 billion |
| Loans | $ 4.10 billion |
| Deposits | $ 6.05 billion |
| Capital | $ 451.59 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 348.61 million |
| Interest-bearing balances | $ 238.20 million |
| Total securities | $ 2.05 billion |
| Federal funds sold and reverse repurchase | $ 0.35 million |
| Net loans and leases | $ 4.10 billion |
| Loan loss allowance | $ 50.86 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 15.62 million |
| All other assets | $ 231.35 million |
| Total Assets | $ 6.35 billion |
| LIABILITIES | |
| Total deposits | $ 6.05 billion |
| Interest-bearing deposits | $ 4.83 billion |
| Deposits held in domestic offices | $ 6.05 billion |
| % insured (estimated)" | 76.40% |
| Federal funds purchased and repurchase agreements | $ 153.13 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 50.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 41.66 millionn |
| Total Liabilities | $ 6.35 billion |
| Shareholders’ Equity | $ 451.59 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 259.19 million |
| Total Interest Expense | $ 104.29 million |
| Net interest income | $ 154.90 million |
| Provision for loan and lease losses | $ 4.02 million |
| Total non interest income | $ 52.02 million |
| Total non interest expense | $ 129.89 million |
| Pre-tax Net Operating Income | $ 57.39 million |
Customer Reviews for Intrust Bank, National Association
Branches
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Your current location is: Seattle, WA
Intrust Bank, National Association Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.0.60%2.67x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
0.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 300 210 2 50,300 302 211 3 50,602 304 213 4 50,905 305 214 5 51,211 307 215 6 51,518 309 216 7 51,827 311 218 8 52,138 313 219 9 52,451 315 220 10 52,766 317 222 11 53,082 318 223 12 53,401 320 224 13 53,721 322 226 14 54,044 324 227 15 54,368 326 228 16 54,694 328 230 17 55,022 330 231 18 55,352 332 232 19 55,684 334 234 20 56,019 336 235 TOTAL $6,355 $4,448 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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