Kitsap Bank
Kitsap Bank is an FDIC insured institution headquartered at
619 Bay St, Port Orchard, WA 98366.
It was founded in
1908 and has approximately $2 billion in assets. Customers can open an account at one of its 22 branches.
Deposit Rates - March 10, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.03% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.15% | $10,000 | Compare |
|
6 Mo CD
|
0.15% | $100,000 | Compare |
|
12 Mo CD
|
0.20% | $10,000 | Compare |
|
12 Mo CD
|
0.20% | $100,000 | Compare |
|
18 Mo CD
|
0.25% | $10,000 | Compare |
|
18 Mo CD
|
0.25% | $100,000 | Compare |
|
24 Mo CD
|
0.30% | $10,000 | Compare |
|
24 Mo CD
|
0.30% | $100,000 | Compare |
|
30 Mo CD
|
0.35% | $10,000 | Compare |
|
30 Mo CD
|
0.35% | $100,000 | Compare |
|
36 Mo CD
|
0.40% | $10,000 | Compare |
|
36 Mo CD
|
0.40% | $100,000 | Compare |
|
48 Mo CD
|
0.45% | $10,000 | Compare |
|
48 Mo CD
|
0.45% | $100,000 | Compare |
|
60 Mo CD
|
0.60% | $10,000 | Compare |
|
60 Mo CD
|
0.60% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.15% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.01% | $2,500 |
Loan Rates - March 10, 2026
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
6 Year
|
6.28% | $417.63 |
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 6161 |
| Date Established | 1908 |
| Assets | $ 1,666.88 million |
| Loans | $ 893.79 million |
| Deposits | $ 1,433.85 million |
| Capital | $ 167.43 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 70.50 million |
| Interest-bearing balances | $ 40.39 million |
| Total securities | $ 553.03 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 893.79 million |
| Loan loss allowance | $ 9.34 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 17.11 million |
| All other assets | $ 67.49 million |
| Total Assets | $ 1,499.46 million |
| LIABILITIES | |
| Total deposits | $ 1,433.85 million |
| Interest-bearing deposits | $ 980.02 million |
| Deposits held in domestic offices | $ 1,433.85 million |
| % insured (estimated)" | 77.89% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 41.70 millionn |
| Total Liabilities | $ 1,499.46 million |
| Shareholders’ Equity | $ 167.43 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 53.68 million |
| Total Interest Expense | $ 13.92 million |
| Net interest income | $ 39.76 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 12.60 million |
| Total non interest expense | $ 38.53 million |
| Pre-tax Net Operating Income | $ 6.90 million |
Customer Reviews for Kitsap Bank
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