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Kitsap Bank

Kitsap Bank is an FDIC insured institution headquartered at 619 Bay St, Port Orchard, WA 98366.
It was founded in 1908 and has approximately $2 billion in assets. Customers can open an account at one of its 22 branches.

Deposit Rates - August 17, 2026

SAVINGS RATES	APY	MIN
Savings	0.03%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.15%	$10,000	Compare
6 Mo CD	0.15%	$100,000	Compare
12 Mo CD	0.20%	$10,000	Compare
12 Mo CD	0.20%	$100,000	Compare
18 Mo CD	0.25%	$10,000	Compare
18 Mo CD	0.25%	$100,000	Compare
24 Mo CD	0.30%	$10,000	Compare
24 Mo CD	0.30%	$100,000	Compare
30 Mo CD	0.35%	$10,000	Compare
30 Mo CD	0.35%	$100,000	Compare
36 Mo CD	0.40%	$10,000	Compare
36 Mo CD	0.40%	$100,000	Compare
48 Mo CD	0.45%	$10,000	Compare
48 Mo CD	0.45%	$100,000	Compare
60 Mo CD	0.60%	$10,000	Compare
60 Mo CD	0.60%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.10%	$2,500	Compare
Money Market	0.10%	$10,000	Compare
Money Market	0.15%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.01%	$2,500

Loan Rates - August 17, 2026

HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
Line of Credit	7.00%	Varies
Compare with 0 RATE Line of Credit from Figure Home Equity Line
Compare with 6.75 RATE Line of Credit from Farmers Bank of Kansas City
Compare with 6.838 RATE Line of Credit from Owning.com
Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc
Compare with 6.95 RATE Line of Credit from Figure Home Equity
Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union
Compare with RATE Line of Credit from Refi.com
Compare with RATE Line of Credit from AmeriSave Mortgage Corporation
Compare with RATE Line of Credit from Spring EQ
Compare with RATE Line of Credit from CrossCountry Mortgage, LLC
Compare with RATE Line of Credit from Unlock Technologies, Inc.
Compare with RATE Line of Credit from Figure Home Equity Line

See Other Home Equity Rates →

AUTO LOAN RATES	APR(%)	MONTHLY PAYMENT
6 Year	6.28%	$417.63

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 6161
Date Established	1908
Assets	$ 1,666.88 million
Loans	$ 888.08 million
Deposits	$ 1,434.95 million
Capital	$ 146.19 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 77.12 million
Interest-bearing balances	$ 48.24 million
Total securities	$ 541.86 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 888.08 million
Loan loss allowance	$ 9.32 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 17.11 million
All other assets	$ 67.49 million
Total Assets	$ 1,507.25 million

LIABILITIES
Total deposits	$ 1,434.95 million
Interest-bearing deposits	$ 969.03 million
Deposits held in domestic offices	$ 1,434.95 million
% insured (estimated)"	78.90%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 41.70 millionn
Total Liabilities	$ 1,507.25 million
Shareholders’ Equity	$ 159.63 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 71.07 million
Total Interest Expense	$ 18.10 million
Net interest income	$ 52.98 million
Provision for loan and lease losses	N.A.
Total non interest income	$ 15.22 million
Total non interest expense	$ 50.80 million
Pre-tax Net Operating Income	$ 6.90 million

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Branches

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