Leader Bank, National Association


Leader Bank, National Association is an FDIC insured institution headquartered at 141 Massachusetts Ave, Arlington, MA 02474.
It was founded in 2002 and has approximately $5 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - December 09, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
3 Mo CD
3.75% $1,000 Compare
6 Mo CD
4.25% $1,000 Compare
8 Mo CD
0.40% $1,000 Compare
9 Mo CD
4.00% $1,000 Compare
10 Mo CD
0.25% $1,000 Compare
12 Mo CD
3.50% $1,000 Compare
15 Mo CD
3.65% $1,000 Compare
18 Mo CD
1.50% $1,000 Compare
21 Mo CD
3.00% $1,000 Compare
24 Mo CD
2.00% $1,000 Compare
36 Mo CD
2.00% $1,000 Compare
48 Mo CD
2.00% $1,000 Compare
60 Mo CD
3.50% $1,000 Compare

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57134
Date Established 2002
Assets $ 5.11 billion
Loans $ 3.94 billion
Deposits $ 4.15 billion
Capital $ 518.30 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 738.88 million
Interest-bearing balances $ 687.21 million
Total securities $ 302.66 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 3.94 billion
Loan loss allowance $ 37.15 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 21.18 million
All other assets $ 65.20 million
     Total Assets $ 4.59 billion

LIABILITIES
Total deposits $ 4.15 billion
      Interest-bearing deposits $ 3.60 billion
      Deposits held in domestic offices $ 4.15 billion
      % insured (estimated)" 67.19%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 46.40 million
Subordinated debt N.A.
All other liabilities $ 32.20 millionn
      Total Liabilities $ 4.59 billion
      Shareholders’ Equity $ 518.30 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 116.80 million
Total Interest Expense $ 65.82 million
Net interest income $ 50.98 million
Provision for loan and lease losses $ 2.58 million
Total non interest income $ 17.60 million
Total non interest expense $ 43.56 million
Pre-tax Net Operating Income $ 20.16 million

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Branches

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Your current location is: New York City, NY

Leader Bank, National Association Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Bank
    -
    $50,000
    N.A.
    1.00%
    4.42x (National Avg. - 0.23%)
    $10
    -
    SCENARIO
    Year Rate
    1.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689