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Lone Star National Bank


ACH Number: 114911687

Lone Star National Bank is an FDIC insured institution headquartered at 206 W Ferguson St, Pharr, TX 78577.
It was founded in 1983 and has approximately $3 billion in assets. Customers can open an account at one of its 30 branches.

Deposit Rates - July 13, 2026

SAVINGS RATES APY MIN
Savings
0.10% $50 Compare
CD RATES APY MIN
6 Mo CD
0.25% $1,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.35% $1,000 Compare
12 Mo CD
0.35% $100,000 Compare
18 Mo CD
0.35% $1,000 Compare
18 Mo CD
0.35% $100,000 Compare
24 Mo CD
0.35% $1,000 Compare
24 Mo CD
0.35% $100,000 Compare
30 Mo CD
0.45% $1,000 Compare
30 Mo CD
0.45% $100,000 Compare
36 Mo CD
0.50% $1,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.55% $1,000 Compare
48 Mo CD
0.55% $100,000 Compare
60 Mo CD
0.55% $1,000 Compare
60 Mo CD
0.55% $100,000 Compare
MM RATES APY MIN
Money Market
0.20% $1,500 Compare
Money Market
0.35% $10,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1,200




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 24347
Date Established 1983
Assets $ 3.28 billion
Loans $ 1,686.34 million
Deposits $ 2.91 billion
Capital $ 361.60 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 391.69 million
Interest-bearing balances $ 347.52 million
Total securities $ 1,016.60 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,686.34 million
Loan loss allowance $ 22.26 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.22 million
Goodwill and other intangibles $ 0.88 million
All other assets $ 93.95 million
     Total Assets $ 2.92 billion

LIABILITIES
Total deposits $ 2.91 billion
      Interest-bearing deposits $ 2.25 billion
      Deposits held in domestic offices $ 2.91 billion
      % insured (estimated)" 39.81%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 7.40 millionn
      Total Liabilities $ 2.92 billion
      Shareholders’ Equity $ 361.60 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 159.21 million
Total Interest Expense $ 49.47 million
Net interest income $ 109.74 million
Provision for loan and lease losses $ 0.89 million
Total non interest income $ 37.56 million
Total non interest expense $ 97.94 million
Pre-tax Net Operating Income $ 18.52 million

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