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Mascoma Bank


Mascoma Bank is an FDIC insured institution headquartered at 67 N Park St, Lebanon, NH 03766.
It was founded in 1899 and has approximately $3 billion in assets. Customers can open an account at one of its 28 branches.

Deposit Rates - May 27, 2026

SAVINGS RATES APY MIN
Savings
0.01% $2,500 Compare
CD RATES APY MIN
Special: 1 Mo CD
0.25% $500 Compare
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
Special: 12 Mo CD
0.35% $500 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.30% $100,000 Compare
18 Mo CD
0.40% $10,000 Compare
18 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.60% $10,000 Compare
24 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.65% $10,000 Compare
36 Mo CD
0.65% $100,000 Compare
48 Mo CD
0.75% $10,000 Compare
48 Mo CD
0.75% $100,000 Compare
60 Mo CD
0.90% $10,000 Compare
60 Mo CD
0.90% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.25% $10,000 Compare
Money Market
0.25% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.01% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18013
Date Established 1899
Assets $ 2.99 billion
Loans $ 2.46 billion
Deposits $ 2.66 billion
Capital $ 251.76 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 60.07 million
Interest-bearing balances $ 32.14 million
Total securities $ 344.40 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.46 billion
Loan loss allowance $ 18.30 million
Trading account assets $ 14.12 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 9.57 million
All other assets $ 67.82 million
     Total Assets $ 2.74 billion

LIABILITIES
Total deposits $ 2.66 billion
      Interest-bearing deposits $ 2.30 billion
      Deposits held in domestic offices $ 2.66 billion
      % insured (estimated)" 84.93%
Federal funds purchased and repurchase agreements $ 15.72 million
Trading liabilities N.A.
Other borrowed funds $ 64.92 million
Subordinated debt N.A.
All other liabilities $ 22.42 millionn
      Total Liabilities $ 2.74 billion
      Shareholders’ Equity $ 251.76 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 131.64 million
Total Interest Expense $ 48.81 million
Net interest income $ 82.83 million
Provision for loan and lease losses $ 0.94 million
Total non interest income $ 21.04 million
Total non interest expense $ 85.68 million
Pre-tax Net Operating Income $ 11.07 million

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