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North American Savings Bank


ACH Number: 301071631

North American Savings Bank is an FDIC insured institution headquartered at 12498 S Us Highway 71, Grandview, MO 64030.
It was founded in 1923 and has approximately $3 billion in assets. Customers can open an account at one of its 11 branches.

Deposit Rates - December 19, 2025

SAVINGS RATES APY MIN
SAV
5.30% $10,000 Compare
CD RATES APY MIN
6 Mo CD
0.85% $1,000 Compare
12 Mo CD
0.85% $1,000 Compare
18 Mo CD
0.85% $1,000 Compare
30 Mo CD
1.06% $1,000 Compare
36 Mo CD
0.95% $10,000 Compare
48 Mo CD
0.95% $1,000 Compare
60 Mo CD
1.01% $1,000 Compare
MM RATES APY MIN
Money Market
0.65% $2,500 Compare
INT CHECKING RATES APY MIN
INTCK
0.60% $5,000




Loan Rates - December 19, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
5.80% $2,666.23
20 Year Fixed Conforming
6.04% $2,300.15
30 Year Fixed Conforming
6.53% $2,029.36
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
5.80% $2,666.23
20 Year Fixed Conforming
6.04% $2,300.15
30 Year Fixed Conforming
6.04% $1,927.00
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
See Other Mortgage Rates →

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29708
Date Established 1923
Assets $ 2.94 billion
Loans $ 2.12 billion
Deposits $ 1,862.78 million
Capital $ 412.17 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 98.62 million
Interest-bearing balances $ 90.05 million
Total securities $ 627.55 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.12 billion
Loan loss allowance $ 30.11 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.90 million
Goodwill and other intangibles $ 26.31 million
All other assets $ 61.57 million
     Total Assets $ 2.53 billion

LIABILITIES
Total deposits $ 1,862.78 million
      Interest-bearing deposits $ 1,728.94 million
      Deposits held in domestic offices $ 1,862.78 million
      % insured (estimated)" 90.02%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 668.42 million
Subordinated debt N.A.
All other liabilities $ 27.56 millionn
      Total Liabilities $ 2.53 billion
      Shareholders’ Equity $ 412.17 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 85.32 million
Total Interest Expense $ 45.43 million
Net interest income $ 39.89 million
Provision for loan and lease losses $ 0.51 million
Total non interest income $ 3.41 million
Total non interest expense $ 25.77 million
Pre-tax Net Operating Income $ 23.99 million


*Should any logos, images or public notes appear on this page,they do so courtesy of North American Savings Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.

Customer Reviews for North American Savings Bank (3)

Rated 3.67 stars out of 5 - based on 3 reviews

  • Great rate, easily application process. It is the only rate as of today that beats a 13-month Treas so makes sense for anyone like me in Florida or another 0 state tax.

  • Couldn't complete the application. Too many hoops to jump through with the ID verification and meanwhile the rate became less competitive.

  • I was a little concerned about opening an account with an unknown bank that had not appeared here before, but this was quite easy.

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Branches

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North American Savings Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    North American Savings Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    5.30%
    23.45x (National Avg. - 0.23%)
    $10,000
    -
    SCENARIO
    Year Rate
    5.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,650 1,855
    2 52,650 2,790 1,953
    3 55,440 2,938 2,057
    4 58,379 3,094 2,166
    5 61,473 3,258 2,281
    6 64,731 3,431 2,402
    7 68,162 3,613 2,529
    8 71,774 3,804 2,663
    9 75,578 4,006 2,804
    10 79,584 4,218 2,953
    11 83,802 4,441 3,109
    12 88,243 4,677 3,274
    13 92,920 4,925 3,447
    14 97,845 5,186 3,630
    15 103,031 5,461 3,822
    16 108,491 5,750 4,025
    17 114,242 6,055 4,238
    18 120,296 6,376 4,463
    19 126,672 6,714 4,700
    20 133,386 7,069 4,949
    TOTAL $90,455 $63,319
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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