North American Savings Bank


North American Savings Bank ACH Number: 301071631

North American Savings Bank is an FDIC insured institution headquartered at 12498 S Us Highway 71, Grandview, MO 64030.
It was founded in 1923 and has approximately $3 billion in assets. Customers can open an account at one of its 11 branches.

Deposit Rates - October 9, 2024

Loan Rates - October 9, 2024

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
5.80% $2,666.23
20 Year Fixed Conforming
6.04% $2,300.15
30 Year Fixed Conforming
6.53% $2,029.36
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
5.80% $2,666.23
20 Year Fixed Conforming
6.04% $2,300.15
30 Year Fixed Conforming
6.04% $1,927.00

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29708
Date Established 1923
Assets $ 2.79 billion
Loans $ 2.11 billion
Deposits $ 1,729.83 million
Capital $ 391.84 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 171.37 million
Interest-bearing balances $ 165.74 million
Total securities $ 411.32 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.11 billion
Loan loss allowance $ 30.12 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 6.24 million
Goodwill and other intangibles $ 28.87 million
All other assets $ 61.57 million
     Total Assets $ 2.39 billion

LIABILITIES
Total deposits $ 1,729.83 million
      Interest-bearing deposits $ 1,597.79 million
      Deposits held in domestic offices $ 1,729.83 million
      % insured (estimated) 91.30%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 668.42 million
Subordinated debt N.A.
All other liabilities $ 27.56 millionn
      Total Liabilities $ 2.39 billion
      Shareholders’ Equity $ 391.84 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 81.86 million
Total Interest Expense $ 41.71 million
Net interest income $ 40.15 million
Provision for loan and lease losses $ 0.01 million
Total non interest income $ 4.98 million
Total non interest expense $ 25.80 million
Pre-tax Net Operating Income $ 23.99 million


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Customer Reviews for North American Savings Bank (3)

Rated 3.67 stars out of 5 - based on 3 reviews
  • Great rate, easily application process. It is the only rate as of today that beats a 13-month Treas so makes sense for anyone like me in Florida or another 0 state tax.

  • Couldn't complete the application. Too many hoops to jump through with the ID verification and meanwhile the rate became less competitive.

  • I was a little concerned about opening an account with an unknown bank that had not appeared here before, but this was quite easy.


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North American Savings Bank Locations