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Our records indicate that this bank has been acquired by Atlantic Union Bank.
Sandy Spring Bank is an FDIC insured institution headquartered at
17801 Georgia Ave, Olney, MD 20832.
It was founded in
1900 and has approximately $14 billion in assets. Customers can open an account at one of its 65 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.25% | $25 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.30% | $1,000 | Compare |
|
7 Mo CD
|
4.00% | $10,000 | Compare |
|
8 Mo CD
|
3.75% | $500 | Compare |
|
12 Mo CD
|
3.65% | $1,000 | Compare |
|
13 Mo CD
|
3.00% | $5,000 | Compare |
|
13 Mo CD
|
3.50% | $25,000 | Compare |
|
14 Mo CD
|
3.75% | $2,500 | Compare |
|
18 Mo CD
|
3.60% | $1,000 | Compare |
|
24 Mo CD
|
3.45% | $500 | Compare |
|
24 Mo CD
|
3.15% | $1,000 | Compare |
|
30 Mo CD
|
3.12% | $1,000 | Compare |
|
36 Mo CD
|
3.10% | $1,000 | Compare |
|
48 Mo CD
|
3.10% | $1,000 | Compare |
|
60 Mo CD
|
3.16% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.25% | $1 | Compare |
| PREMM RATES | APY | MIN | |
|---|---|---|---|
|
Premium Money Market
|
3.35% | $10,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
Var IRA
|
0.25% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.03% | $1 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| Cash in with a HELOC | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-06-07 |
Unlock Your Home's Potential | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-07 |
Home Equity Loans & Refinance – Cash out | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
District Lending NMLS ID: 1835285 |
6.119% |
$1,919
Fees & Points
$4,099 Total
0.625 Pts ($2,000) $2,099 Fees |
Optimum First Inc NMLS ID: 240415 |
6.146% |
$1,919
Fees & Points
$5,048 Total
0.954 Pts ($3,053) $1,995 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.305% |
$1,945
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.408% |
$1,945
Fees & Points
$9,690 Total
0.903 Pts ($2,890) $6,800 Fees |
| 6.434% |
$1,997
Fees & Points
$1,974 Total
0.617 Pts ($1,974) $0 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.606% |
$2,023
Fees & Points
$3,552 Total
0.643 Pts ($2,058) $1,494 Fees |
SoFi NMLS ID: 696891 |
6.754% |
$2,049
Fees & Points
$4,289 Total
0.873 Pts ($2,794) $1,495 Fees |
loanDepot NMLS ID: 174457 |
6.990% |
$2,103
Fees & Points
$3,746 Total
0.641 Pts ($2,051) $1,695 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 4865 |
| Date Established | 1900 |
| Assets | $ 14.12 billion |
| Loans | $ 11.35 billion |
| Deposits | $ 11.32 billion |
| Capital | $ 1,842.15 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 270.21 million |
| Interest-bearing balances | $ 182.38 million |
| Total securities | $ 1,303.98 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 11.35 billion |
| Loan loss allowance | $ 115.18 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 3.30 million |
| Goodwill and other intangibles | $ 337.89 million |
| All other assets | $ 336.58 million |
| Total Assets | $ 11.92 billion |
| LIABILITIES | |
| Total deposits | $ 11.32 billion |
| Interest-bearing deposits | $ 8.45 billion |
| Deposits held in domestic offices | $ 11.32 billion |
| % insured (estimated)" | 62.47% |
| Federal funds purchased and repurchase agreements | $ 72.20 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 175.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 122.72 millionn |
| Total Liabilities | $ 11.92 billion |
| Shareholders’ Equity | $ 2.20 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 163.03 million |
| Total Interest Expense | $ 72.55 million |
| Net interest income | $ 90.48 million |
| Provision for loan and lease losses | $ 14.89 million |
| Total non interest income | $ 18.78 million |
| Total non interest expense | $ 90.03 million |
| Pre-tax Net Operating Income | $ 138.47 million |
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