Silvergate Bank
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Silvergate Bank Locations
Deposit Rates - May 19, 2022
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.05% | $2,500 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.01% | $2,500 | Compare |
Money Market
|
0.01% | $10,000 | Compare |
Money Market
|
0.01% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.05% | $2,500 |
Featured Home Equity Rates
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New American Funding
NMLS ID: 6606 / Updated 2022-05-19Access Your Home’s Equity with a Cash-Out Refinance $0 - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Owning.com
NMLS ID: 26114.787% $1,293 Fees & Points $3,255 Total
1.000 Pts ($2,500)
$755 Fees -
Magnolia Bank
NMLS ID: 4230284.962% $1,324 Fees & Points $2,500 Total
1.000 Pts ($2,500)
$0 Fees -
Zillow Home Loans, LLC
NMLS ID: 102874.707% $1,286 Fees & Points $2,380 Total
0.612 Pts ($1,530)
$850 Fees -
Rocket Mortgage
NMLS ID: 30305.635% $1,420 Fees & Points $3,750 Total
1.000 Pts ($2,500)
$1,250 Fees -
4.980% $1,324 Fees & Points $3,028 Total
0.813 Pts ($2,032)
$995 Fees -
5.970% $1,479 Fees & Points $2,560 Total
0.706 Pts ($1,765)
$795 Fees -
First Internet Bank
NMLS ID: 4241824.959% $1,324 Fees & Points $2,405 Total
0.962 Pts ($2,405)
$0 Fees -
New American Funding
NMLS ID: 66065.142% $1,343 Fees & Points $4,044 Total
0.966 Pts ($2,415)
$1,629 Fees -
CHASE
NMLS ID: 3997985.689% $1,440 Fees & Points $1,765 Total
0.706 Pts ($1,765)
$0 Fees -
Owning.com
NMLS ID: 26114.787% $1,293 Fees & Points $3,255 Total
1.000 Pts ($2,500)
$755 Fees -
Quicken Loans NMLS #3030
NMLS ID: 30306.002% $1,479 Fees & Points $3,438 Total
0.875 Pts ($2,188)
$1,250 Fees -
Magnolia Bank
NMLS ID: 4230284.962% $1,324 Fees & Points $2,500 Total
1.000 Pts ($2,500)
$0 Fees -
Zillow Home Loans, LLC
NMLS ID: 102874.707% $1,286 Fees & Points $2,380 Total
0.612 Pts ($1,530)
$850 Fees -
Reali Loans, Inc.
NMLS ID: 9913975.924% $1,459 Fees & Points $4,750 Total
0.900 Pts ($2,250)
$2,500 Fees -
Beeline Loans, Inc.
NMLS ID: 17999474.847% $1,305 Fees & Points $2,816 Total
0.727 Pts ($1,818)
$999 Fees -
CashCall Mortgage
NMLS ID: 1282315.339% $1,381 Fees & Points $2,500 Total
1.000 Pts ($2,500)
$0 Fees -
AmeriSave Mortgage Corporation
NMLS ID: 1168Fees & Points Total
Pts ($0)
$0 Fees - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2022
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 27330 |
Date Established | 1988 |
Assets | $ 16.00 billion |
Loans | $ 1,780.50 million |
Deposits | $ 14.38 billion |
Capital | $ 1,539.91 million |
Summary Balance Sheet
ASSETS | |
Cash & Balances due from depository institutions | $ 5.39 billion |
Interest-bearing balances | $ 5.18 billion |
Total securities | $ 8.63 billion |
Federal funds sold and reverse repurchase | N.A. |
Net loans and leases | $ 1,780.50 million |
Loan loss allowance | $ 6.92 million |
Trading account assets | $ 52.89 million |
Bank premises and fixed assets | N.A. |
Other real estate owned | N.A. |
Goodwill and other intangibles | N.A. |
All other assets | $ 150.82 million |
Total Assets | $ 14.46 billion |
LIABILITIES | |
Total deposits | $ 14.38 billion |
Interest-bearing deposits | $ 77.16 million |
Deposits held in domestic offices | $ 14.38 billion |
% insured (estimated) | 1.69% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | $ 71.06 million |
Other borrowed funds | N.A. |
Subordinated debt | N.A. |
All other liabilities | $ 18.52 millionn |
Total Liabilities | $ 14.46 billion |
Shareholders’ Equity | $ 1,539.91 million |
Summary Income Statement
INCOME AND EXPENSES | |
Total Interest Income | $ 130.38 million |
Total Interest Expense | $ 0.13 million |
Net interest income | $ 130.24 million |
Provision for loan and lease losses | N.A. |
Total non interest income | $ 40.02 million |
Total non interest expense | $ 85.29 million |
Pre-tax Net Operating Income | $ 84.97 million |
Silvergate Bank is an FDIC insured institution headquartered at
4250 Executive Square Suite 300, La Jolla, CA 92037.
It was founded in
1988 and has approximately $16 billion in
assets. Customers can open an account at one of its 6 branches.
Customer Reviews for Silvergate Bank
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL SAVINGSBankCALIFORNIA$50,000N.A.0.05%0.44x (National Avg. - 0.11%)$2,500-SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 2ONLINE SAVINGSOnline Bank-$50,000N.A.0.85%7.46x (National Avg. - 0.11%)$2,500-SCENARIO
Year Rate
0.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 425 298 2 50,425 429 300 3 50,854 432 303 4 51,286 436 305 5 51,722 440 308 6 52,161 443 310 7 52,605 447 313 8 53,052 451 316 9 53,503 455 318 10 53,958 459 321 11 54,416 463 324 12 54,879 466 327 13 55,345 470 329 14 55,816 474 332 15 56,290 478 335 16 56,769 483 338 17 57,251 487 341 18 57,738 491 344 19 58,229 495 346 20 58,724 499 349 TOTAL $9,223 $6,456
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