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South Coast Bank & Trust


South Coast Bank & Trust is an FDIC insured institution headquartered at 1500 Newcastle St, Brunswick, GA 31520.
It was founded in 1934 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - March 22, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.50% $10,000 Compare
6 Mo CD
0.50% $100,000 Compare
12 Mo CD
0.80% $10,000 Compare
12 Mo CD
0.80% $100,000 Compare
18 Mo CD
1.10% $10,000 Compare
18 Mo CD
1.10% $100,000 Compare
24 Mo CD
1.15% $10,000 Compare
24 Mo CD
1.15% $100,000 Compare
36 Mo CD
1.15% $10,000 Compare
36 Mo CD
1.15% $100,000 Compare
48 Mo CD
1.15% $10,000 Compare
48 Mo CD
1.15% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.03% $1
Int Ckg
0.03% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16283
Date Established 1934
Assets $ 266.19 million
Loans $ 186.08 million
Deposits $ 237.79 million
Capital $ 21.26 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 34.11 million
Interest-bearing balances $ 30.59 million
Total securities $ 36.49 million
Federal funds sold and reverse repurchase $ 0.98 million
Net loans and leases $ 186.08 million
Loan loss allowance $ 3.00 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 2.23 million
     Total Assets $ 244.93 million

LIABILITIES
Total deposits $ 237.79 million
      Interest-bearing deposits $ 186.83 million
      Deposits held in domestic offices $ 237.79 million
      % insured (estimated)" 73.58%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.32 millionn
      Total Liabilities $ 244.93 million
      Shareholders’ Equity $ 21.26 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 10.98 million
Total Interest Expense $ 4.10 million
Net interest income $ 6.87 million
Provision for loan and lease losses $ 0.38 million
Total non interest income $ 0.74 million
Total non interest expense $ 4.71 million
Pre-tax Net Operating Income $ 1.58 million

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