State Bank & Trust


State Bank & Trust is an FDIC insured institution headquartered at 1945 Us Highway 43, Winfield, AL 35594.
It was founded in 1907 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - April 25, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 861
Date Established 1907
Assets $ 376.95 million
Loans $ 186.96 million
Deposits $ 320.22 million
Capital $ 13.74 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 11.05 million
Interest-bearing balances $ 6.88 million
Total securities $ 154.86 million
Federal funds sold and reverse repurchase $ 9.06 million
Net loans and leases $ 186.96 million
Loan loss allowance $ 2.10 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.01 million
Goodwill and other intangibles $ 0.03 million
All other assets $ 11.22 million
     Total Assets $ 363.21 million

LIABILITIES
Total deposits $ 320.22 million
      Interest-bearing deposits $ 279.80 million
      Deposits held in domestic offices $ 320.22 million
      % insured (estimated)" 72.79%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 30.70 million
Subordinated debt N.A.
All other liabilities $ 0.52 millionn
      Total Liabilities $ 363.21 million
      Shareholders’ Equity $ 13.74 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 19.35 million
Total Interest Expense $ 11.10 million
Net interest income $ 8.25 million
Provision for loan and lease losses $ 0.12 million
Total non interest income $ 1.25 million
Total non interest expense $ 7.39 million
Pre-tax Net Operating Income $ 2.63 million

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State Bank & Trust Locations