State Bank & Trust is an FDIC insured institution headquartered at
1945 Us Highway 43, Winfield, AL 35594.
It was founded in
1907 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
Pentagon Federal Credit Union NMLS ID: 401822 |
0.000% |
$0
Fees & Points
$0 Total
0.000 Pts ($0) $0 Fees |
Reliant Home Funding, Inc. NMLS ID: 292473 |
5.998% |
$1,893
Fees & Points
$4,273 Total
0.712 Pts ($2,278) $1,995 Fees |
| 6.332% |
$1,971
Fees & Points
$3,018 Total
0.557 Pts ($1,782) $1,236 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.391% |
$1,971
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 861 |
| Date Established | 1907 |
| Assets | $ 396.37 million |
| Loans | $ 247.79 million |
| Deposits | $ 346.56 million |
| Capital | $ 21.57 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 12.60 million |
| Interest-bearing balances | $ 9.10 million |
| Total securities | $ 112.68 million |
| Federal funds sold and reverse repurchase | $ 6.48 million |
| Net loans and leases | $ 247.79 million |
| Loan loss allowance | $ 2.61 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.51 million |
| Goodwill and other intangibles | $ 0.03 million |
| All other assets | $ 11.22 million |
| Total Assets | $ 374.80 million |
| LIABILITIES | |
| Total deposits | $ 346.56 million |
| Interest-bearing deposits | $ 302.07 million |
| Deposits held in domestic offices | $ 346.56 million |
| % insured (estimated)" | 67.27% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 30.70 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 0.52 millionn |
| Total Liabilities | $ 374.80 million |
| Shareholders’ Equity | $ 21.57 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 21.33 million |
| Total Interest Expense | $ 10.61 million |
| Net interest income | $ 10.72 million |
| Provision for loan and lease losses | $ 1.27 million |
| Total non interest income | $ 3.21 million |
| Total non interest expense | $ 8.52 million |
| Pre-tax Net Operating Income | $ 2.63 million |
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