State Bank & Trust is an FDIC insured institution headquartered at
1945 Us Highway 43, Winfield, AL 35594.
It was founded in
1907 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 861
Date Established
1907
Assets
$ 382.39 million
Loans
$ 233.02 million
Deposits
$ 342.53 million
Capital
$ 20.17 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 10.69 million
Interest-bearing balances
$ 5.99 million
Total securities
$ 112.65 million
Federal funds sold and reverse repurchase
$ 10.20 million
Net loans and leases
$ 233.02 million
Loan loss allowance
$ 2.66 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.47 million
Goodwill and other intangibles
$ 0.03 million
All other assets
$ 11.22 million
Total Assets
$ 362.23 million
LIABILITIES
Total deposits
$ 342.53 million
Interest-bearing deposits
$ 300.96 million
Deposits held in domestic offices
$ 342.53 million
% insured (estimated)"
66.89%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 30.70 million
Subordinated debt
N.A.
All other liabilities
$ 0.52 millionn
Total Liabilities
$ 362.23 million
Shareholders’ Equity
$ 20.17 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 15.80 million
Total Interest Expense
$ 8.01 million
Net interest income
$ 7.80 million
Provision for loan and lease losses
$ 0.65 million
Total non interest income
$ 2.87 million
Total non interest expense
$ 6.34 million
Pre-tax Net Operating Income
$ 2.63 million
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Branches
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