Tensas State Bank


Tensas State Bank is an FDIC insured institution headquartered at 307 Verona Street, Newellton, LA 71357.
It was founded in 1922 and has approximately $0 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - December 18, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
6 Mo CD
0.26% $2,500 Compare
12 Mo CD
0.34% $2,500 Compare
24 Mo CD
0.71% $2,500 Compare
36 Mo CD
1.00% $2,500 Compare
MM RATES APY MIN
Money Market
0.20% $1 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.14% $1




Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8533
Date Established 1922
Assets $ 183.53 million
Loans $ 115.87 million
Deposits $ 154.70 million
Capital $ 20.34 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 4.94 million
Interest-bearing balances $ 2.32 million
Total securities $ 52.52 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 115.87 million
Loan loss allowance $ 1.13 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.08 million
Goodwill and other intangibles N.A.
All other assets $ 5.94 million
     Total Assets $ 163.19 million

LIABILITIES
Total deposits $ 154.70 million
      Interest-bearing deposits $ 109.16 million
      Deposits held in domestic offices $ 154.70 million
      % insured (estimated)" 76.84%
Federal funds purchased and repurchase agreements $ 0.60 million
Trading liabilities N.A.
Other borrowed funds $ 5.00 million
Subordinated debt N.A.
All other liabilities $ 1.20 millionn
      Total Liabilities $ 163.19 million
      Shareholders’ Equity $ 20.34 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 4.94 million
Total Interest Expense $ 1.94 million
Net interest income $ 3.00 million
Provision for loan and lease losses $ 0.17 million
Total non interest income $ 0.55 million
Total non interest expense $ 2.41 million
Pre-tax Net Operating Income $ 1.23 million

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Branches

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Tensas State Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Bank
    LOUISIANA
    $50,000
    N.A.
    0.24%
    1.06x (National Avg. - 0.23%)
    $1
    -
    SCENARIO
    Year Rate
    0.24%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 120 84
    2 50,120 120 84
    3 50,240 121 84
    4 50,361 121 85
    5 50,482 121 85
    6 50,603 121 85
    7 50,724 122 85
    8 50,846 122 85
    9 50,968 122 86
    10 51,090 123 86
    11 51,213 123 86
    12 51,336 123 86
    13 51,459 124 86
    14 51,583 124 87
    15 51,706 124 87
    16 51,831 124 87
    17 51,955 125 87
    18 52,080 125 87
    19 52,205 125 88
    20 52,330 126 88
    TOTAL $2,456 $1,719
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689