The Home Trust & Savings Bank


The Home Trust & Savings Bank is an FDIC insured institution headquartered at 628 Main St, Osage, IA 50461.
It was founded in 1899 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - February 04, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 963
Date Established 1899
Assets $ 290.26 million
Loans $ 196.68 million
Deposits $ 254.93 million
Capital $ 26.94 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 15.32 million
Interest-bearing balances $ 10.16 million
Total securities $ 72.63 million
Federal funds sold and reverse repurchase $ 0.71 million
Net loans and leases $ 196.68 million
Loan loss allowance $ 2.46 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 2.61 million
     Total Assets $ 263.33 million

LIABILITIES
Total deposits $ 254.93 million
      Interest-bearing deposits $ 225.70 million
      Deposits held in domestic offices $ 254.93 million
      % insured (estimated)" 75.11%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 8.00 million
Subordinated debt N.A.
All other liabilities $ 0.41 millionn
      Total Liabilities $ 263.33 million
      Shareholders’ Equity $ 26.94 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 10.06 million
Total Interest Expense $ 5.29 million
Net interest income $ 4.77 million
Provision for loan and lease losses $ 0.16 million
Total non interest income $ 0.14 million
Total non interest expense $ 2.41 million
Pre-tax Net Operating Income $ 1.92 million

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