Tompkins Community Bank
Tompkins Community Bank is an FDIC insured institution headquartered at
118 E Seneca St, Ithaca, NY 14850.
It was founded in
1934 and has approximately $8 billion in assets. Customers can open an account at one of its 14 branches.
Deposit Rates - November 18, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.01% | $0 | Compare |
|
SAV
|
0.02% | $10 | Compare |
|
SAV
|
0.30% | $50,000 | Compare |
|
SAV
|
0.40% | $150,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
0.03% | $1,000 | Compare |
|
5 Mo CD
|
3.25% | $1,000 | Compare |
|
6 Mo CD
|
2.75% | $1,000 | Compare |
|
9 Mo CD
|
3.15% | $1,000 | Compare |
|
12 Mo CD
|
0.05% | $1,000 | Compare |
|
14 Mo CD
|
2.90% | $1,000 | Compare |
|
18 Mo CD
|
0.10% | $1,000 | Compare |
|
24 Mo CD
|
0.15% | $1,000 | Compare |
|
36 Mo CD
|
2.90% | $1,000 | Compare |
|
36 Mo CD
|
1.00% | $1,001 | Compare |
|
48 Mo CD
|
0.25% | $1,000 | Compare |
|
60 Mo CD
|
0.30% | $1,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
12 Mo FIRA
|
0.05% | $1,000 |
|
14 Mo FIRA
|
2.90% | $1,000 |
|
36 Mo FIRA
|
1.00% | $1,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $0 |
|
INTCK
|
0.02% | $25,000 |
Loan Rates - November 18, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
5.73% | $2,660.40 |
|
15 Year Fixed Conforming
|
5.98% | $2,705.01 |
|
30 Year Fixed Jumbo
|
6.32% | $2,025.14 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
|
30 Year Fixed Conforming
|
6.42% | $2,069.14 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
5.73% | $2,660.40 |
|
15 Year Fixed Conforming
|
5.98% | $2,705.01 |
|
30 Year Fixed Jumbo
|
6.32% | $2,025.14 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
|
30 Year Fixed Conforming
|
6.42% | $2,069.14 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 609 |
| Date Established | 1934 |
| Assets | $ 8.34 billion |
| Loans | $ 6.11 billion |
| Deposits | $ 6.76 billion |
| Capital | $ 693.94 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 212.35 million |
| Interest-bearing balances | $ 118.82 million |
| Total securities | $ 1,588.65 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 6.11 billion |
| Loan loss allowance | $ 58.56 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.08 million |
| Goodwill and other intangibles | $ 66.09 million |
| All other assets | $ 221.96 million |
| Total Assets | $ 7.64 billion |
| LIABILITIES | |
| Total deposits | $ 6.76 billion |
| Interest-bearing deposits | $ 4.85 billion |
| Deposits held in domestic offices | $ 6.76 billion |
| % insured (estimated)" | 59.16% |
| Federal funds purchased and repurchase agreements | $ 127.11 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 295.60 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 90.81 millionn |
| Total Liabilities | $ 7.64 billion |
| Shareholders’ Equity | $ 693.94 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 183.11 million |
| Total Interest Expense | $ 66.32 million |
| Net interest income | $ 116.79 million |
| Provision for loan and lease losses | $ 8.07 million |
| Total non interest income | $ 32.00 million |
| Total non interest expense | $ 87.15 million |
| Pre-tax Net Operating Income | $ 57.82 million |
Customer Reviews for Tompkins Community Bank
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